SENIOR CREDIT RISK PRICING ANALYST
£60,000 - £80,000
LONDON
A fast-growing fintech lender is looking for an experienced Senior Credit Risk Pricing Analyst to join their Credit Risk team. In this high-impact role, you'll develop pricing strategies, analyse portfolio performance, and optimise risk-adjusted returns across multiple regions.
THE COMPANY
This is a rapidly scaling embedded finance platform that powers funding for merchants through partnerships with global e-commerce and payments leaders. Operating in several countries, it uses AI-driven credit assessments to deliver fast, flexible capital to SMEs and small businesses.
THE ROLE
As Senior Credit Risk Pricing Analyst, your day-to-day responsibilities include but are not limited to:
* Conducting pricing and credit risk analysis using statistical techniques and data modelling
* Monitoring portfolio trends to ensure alignment with return targets
* Supporting credit policy and underwriting strategy development
* Delivering actionable, data-driven insights to optimise pricing and returns
* Working hands-on with SQL, and preferably Python or VBA
SKILLS AND EXPERIENCE
* Strong proficiency in SQL; Python or VBA
* Solid understanding of credit risk models such as PD, LGD, EAD
* Experience with IRR and cash flow simulations
* Excellent analytical and communication skills
* Experience in SME lending is desirable
* STEM Degree from a top UK University
1. THE BENEFITS
* £60,000 - £80,000 base salary
* Private medical insurance
* Equity
* Enhanced maternity/paternity leave
2. HOW TO APPLY
Please register your interest by sending your CV to Dominic through the ‘Apply’ link