Corporate Finance Manager – Insurance
Overview
The Corporate Finance Manager is responsible for leading group-level and subsidiary-level capital management activities within a global insurance environment. The role covers capital planning, debt and equity structuring, dividend strategy, capital reporting, and regulatory engagement. It also provides critical financial insights and recommendations to senior leadership while managing relationships with banks, regulators, rating agencies, and group stakeholders.
Key Responsibilities
Capital Strategy & Planning
* Develop and maintain the organisation’s Capital Policy and risk framework, ensuring timely approval through governance committees.
* Analyse and design optimal capital and debt structures for the group and its operating entities.
* Build long-term capital management plans, including external debt, equity needs, and future capital requirements.
* Prepare capital plans for underwriting entities based on relevant regulatory, market, and rating agency standards.
* Lead formulation of the group’s dividend policy in collaboration with Finance, Tax, and Capital Modelling teams.
* Support capital-efficient structures (e.g., reinsurance solutions) during business planning cycles.
* Provide recommendations on the optimal debt/equity composition of the group capital structure.
* Produce board-level papers and investment committee materials to support approvals and strategic decisions.
* Manage banking relationships and support negotiations of financial structures and funding arrangements.
Execution
* Execute capital and debt transactions, coordinating with internal stakeholders, legal advisors, and external partners.
* Lead annual group capital planning and approval cycles.
* Manage capital rebalancing exercises for underwriting entities across multiple jurisdictions.
* Oversee the preparation and submission of capital plans and analysis for rating agencies.
Capital Reporting
* Produce high-quality capital MI and reporting for senior leaders, committees, and boards.
* Coordinate capital-related submissions for group stakeholders, shareholders, and parent companies.
* Lead regulatory and statutory capital reporting, including returns required by insurance regulators and governing bodies.
* Deliver return-on-capital insights to support strategic and operational decision-making.
Cross-Functional Leadership
* Serve as the primary point of contact on capital matters across the organisation.
* Partner with Investments & Treasury to align capital plans with investment strategy, liquidity requirements, and future cash flow needs.
* Work closely with the Capital Modelling team to integrate capital modelling output into forward planning.
Requirements
Experience
Essential
* Minimum 5 years’ experience in corporate finance or capital management within the insurance or banking sector.
* Hands-on experience across capital planning, regulatory reporting, and capital structuring.
Desirable
* Experience with Lloyd’s of London or similar insurance market frameworks.
Technical Skills
* Strong understanding of capital processes, regulatory capital frameworks, and financial structuring.
* Advanced Excel, PowerPoint, reporting and Bloomberg capabilities.
Education & Credentials
* Part- or fully-qualified Actuary or Accountant (or equivalent substantial industry experience).
Personal Attributes
* Highly motivated, proactive, and able to work independently.
* Strong analytical, communication, and stakeholder management skills.