Job Description
Vacancy
Credit Underwriter
John Deere Financial, Langar
The Role
The successful candidate will be part of a small, dynamic team. They will independently make decisions on moderately complex, high-limit credit applications for asset finance proposals, following the credit guidelines, policies, and procedures established by the Company. Responsible for providing a high level of support and maintenance of dealer/partner relationships. May also provide work directions or assists with training, coaching, and mentoring other Dealer Relationship Officers and internal staff. The role will involve occasional customer and dealer visits.
Major Duties
Credit Evaluation: Assess moderately complex, higher-value asset finance proposals by analysing financial statements and customer information for cash flow, balance sheet strength and profitability.
Decision-Making: Approve, decline or make recommendations on finance proposals in accordance with company policies, procedures, and risk appetite.
Portfolio Management: Review and authorise additional transactions within existing credit limits to support portfolio performance and manage risk effectively.
Customer Communication: Conduct visits to manage large credit lines, clarify financial queries, understand customer replacement strategies, and strengthen relationships.
Dealer Support: Promote asset finance products, systems, and marketing initiatives to dealers and other stakeholders. Provide coaching and guidance to enhance product uptake and understanding.
Stakeholder Engagement: Foster strong relationships with dealers, Area Sales Managers, and key stakeholders through regular video calls and occasional in-person meetings to drive collaboration and shared objectives.
Operational Assistance: Support partners with financial documentation, resolving queries, and occasionally assisting with collections to maintain service quality and customer satisfaction.
Team Development: Mentor and coach other Dealer Relationship Officers and internal staff, contributing to their professional growth and capability development.
Process & Project Involvement: Actively participate in process improvement initiatives and collaborate on international projects to enhance underwriting efficiency and cross-functional effectiveness.
Education
Degree in a Business/Management discipline or equivalent experience. - University Degree (4 years or equivalent)
or
Degree in an Accounting/Finance discipline or equivalent experience. - University Degree (4 years or equivalent)
Work Experience
Credit underwriting in asset finance or, corporate credit underwriting within a banking environment.
Good knowledge of financial analysis, accounting principles, and credit risk assessments.
Experience working in customer service or related customer-oriented environments.
As this is a Langar-based hybrid role the successful candidate will be expected to live within commuting distance of the branch at Langar.
Benefits
Supportive, flexible, and inclusive working environment
Attractive remuneration and bonus scheme
Generous pension scheme
We Care employee assist benefit
Long service awards
Hybrid / flexible working
Hours of work are Monday - Friday 37.5 hours per week
Easy access and free parking
Career progression / international exposure through project work
Group Income Protection and Group Life Assurance and Death in Service benefits
25 Days annual leave
Long service bonus holiday (+ opportunity to buy and sell holiday)
Closing Date
Monday 2nd February 2026