Description
:
Job Title: Audit Manager II – Financial Crime
Job Level: L 10
Job Type: Non Regulated
Business/Product Group: Internal Audit
Department Name Financial Crime Audit - Sanctions, Anti-Bribery, Fraud, Insider Risk & TDS Financial Crimes
Location: Dublin, Ireland
Committee Membership: N/A
Position Summary:
The position of Audit Manager II, Financial Crimes Audit, High Risk Areas resides within the Financial Crimes Centre of Excellence of TD's Audit Department. The Audit Manager II is a Financial Crime Professional, resilient, dynamic, trusted advisor and adaptive leader with knowledge and experience with facets of the Financial Crime Risk Management Program including technology, data, models and emerging technologies such as Artificial Intelligence and Machine Learning.
The position provides support and the management of the Financial Crimes Audit Program which includes conducting audits of the systems of internal controls are effective and compliant with regulatory requirements. You will be accountable and responsible to the assessment of the financial crime internal controls as well as issue management, audit planning, risk assessment, adhoc projects and initiatives.
The Audit Manager II, Financial Crimes Audit, serves in capacity as Auditor In Charge (AIC) overseeing team of auditors during audit engagements.
The Audit Manager II is a Financial Crime Professional, resilient, dynamic, trusted advisor, relationship manager, people manager and adaptive leader with knowledge and experience with different facets of the Financial Crime Risk Management Program including Governance, Management Reporting, Organization Structure and Staffing, Policies, Standards, Procedures, Risk Assessment, Assessment of New Products and Initiatives, Training, Regulatory Compliance Management, Customer Due Diligence/Know your Customer, Enhance Due Diligence, Customer Risk Rating including High Risk Customer Types (Money Service Business, Politically Exposed Person, Heads of International Organizations etc.) Investigations, Demarketing, Regulatory Reporting (Suspicious Transaction Reports, Large Cash Transaction Report, Electronic Funds Transfer Reports, Terrorist Property Report), Transaction Monitoring, Sanctions, Record Retention, as well as data analytics, technology, data, models and emerging technologies such as Artificial Intelligence and Machine Learning.
Specific Responsibilities:
1. Assess controls, policies, and procedures to prevent, detect, and mitigate financial crimes such as fraud, money laundering, Sanctions evasion, and bribery, and corruption.
2. Conduct risk assessments, review regulatory compliance, and evaluate internal controls to ensure adherence to legal and industry standards.
3. Collaborate with compliance, risk, and legal teams to recommend improvements and mitigate financial crime risks.
CUSTOMER
4. Support the development and implementation of audit programs by contributing insights and assisting with planning activities.
5. Participate in audit engagements across multiple areas, helping ensure audits are conducted in line with established standards and timelines.
6. Execute the development of Audit Planning Memorandum (APM), Process Risk and Control Matrix (pRCM), Findings Grid and Audit Report.
7. Complete L1 reviews/sign off on all audit activities (i.e. walkthroughs, test scripts, test results, grid, evidence uploads)
8. Oversee/lead audits and/or execute the follow-up of findings arising from internal audits and regulatory reviews in accordance with policy
9. Oversee/lead the ongoing audit communications and/or the reporting process with the stakeholders, senior management and external auditors for specific and/or overall Audit area
10. Contribute to audit initiatives by providing input and assisting in the design and testing of solutions, as well as supporting implementation efforts.
11. Lead / manage the integrated implementation of policies / processes / procedures / changes across multiple functional areas
12. Act as the audit lead or audit advisor to management and respective teams for area of specialization. Report on emerging trends, identifying issues and opportunities and recommending action to senior management.
13. Facilitate key discussions and provide thought leadership to executive audience
SHAREHOLDER
14. Adhere to internal policies / procedures, enterprise frameworks and methodologies and applicable regulatory guidelines, contribute to the review of internal processes and activities and assist in identifying control weaknesses/failures, potential opportunities to improve operational efficiencies for their business area
15. Actively manage relationships with business lines/ corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements
16. Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts to the Bank
17. Assess / identify key issues and escalate to appropriate levels and relevant stakeholders where required
18. Maintain a culture of risk management and control, supported by effective processes and sound infrastructure in alignment with risk appetite
19. Participate in cross-functional / enterprise initiatives as a subject matter expert helping to identify risk / provide guidance for complex situations
EMPLOYEE / TEAM
20. Provides thought leadership and/or industry knowledge for own area of expertise
21. Encourage a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
22. Identify and recommend opportunities to enhance productivity, effectiveness and operational efficiency
23. Work effectively as a team, supporting other members of the team in achieving business objectives and providing stakeholders services
24. Participate in knowledge transfer within the team and business units.
25. Contribute to the overall performance management process by providing coaching and input into team members' assessment on assigned audits
BREADTH & DEPTH
26. Work autonomously and accountable for acting as a lead within a specialized audit practice area and provide work direction to others
27. Provide seasoned specialized knowledge, advice and/or guidance to various stakeholders and team members
28. May lead and/or provide supervisory oversight to complex audits and ensure completion.
29. Knowledge of external competition, industry and/or market trends in relation to own function / business
30. Scope of role may have enterprise impact
31. Undertake and complete a variety of complex audit projects and initiatives requiring specialist knowledge and/or the integration of cross functional processes within own area of expertise
32. May oversee and/or independently perform concurrent multiple audits and related tasks from end to end
33. Ability to process and handle confidential information with discretion.
34. Generally, reports to a Senior Audit Group Manager or executive role
EXPERIENCE & EDUCATION
35. Undergraduate degree required
36. 7+ years of relevant experience
37. Strong background in Financial Crime Regulations for the Region
38. Certifications such as CAMs, CFE, CGSS, CAFS or regional equivalent
39. Strong knowledge of the Financial Crimes regulations (includes AML, ATF and sanctions), FATF recommendations, AML/ATF and sanctions frameworks, emerging risk, trends, typologies, Insider Risk, Fraud, Anti-Bribery and Anti-Corruption.
40. Knowledge of Financial Crimes Governance, Reporting, Regulations, Regulatory Compliance Management, Policy, Standards, Procedures, Customer Due Diligence, Know Your Customer, Enhance Due Diligence, Customer Risk Rating, Investigations, Sanctions, Money Service Business, Politically Exposed Person, Heads of International Organizations, High Risk Customer Types, Regulatory Reporting (Large Cash Transaction Reports (LCTRs), Electronic Funds Transfer Reports (EFTRs), Terrorist Property Reports (TPRs), Suspicious Transaction Reports (STRs)) and Transaction Monitoring.
41. Experience and proficiency in audit, monitoring and testing, quality assurance, quality control.
42. Strong communication, interpersonal and people management skills, project management and managing competing priorities.
43. Ability to write and review audit findings and report
Risk Management Responsibilities:
44. Responsible for identifying and reporting Operational Risk Events in accordance with policy
45. Responsible, along with all colleagues, to contribute in a positive way to TDGF's reputation and the management of Reputational Risk. Every employee is expected and required to follow ethical practices at all times, including compliance with applicable policies, legislation and regulations and support positive interactions with TDGF's stakeholders including clients, industry bodies, industry participants, public bodies, regulators and vendors.
46. Responsible for good conduct and for contributing to the identification and management of Conduct Risk within their team and function
TD Policy Requirements:
It is your responsibility to demonstrate that you are fully aware of and adhere to internal TD Policies that relate to you, your business or other businesses for which you have any level of responsibility.
It is your responsibility to read, understand and comply with TD's Code of Conduct and Ethics (Code) and corresponding regulations. The Code establishes the standards that govern the way we deal with each other, our customers, shareholders, governments, regulators, suppliers, competitors, the media and the public at large. You will be notified of changes to policies in a timely manner through announcements and/or intranet updates.
You must act with integrity and due skill, care and diligence in carrying out your duties. Your actions should always be able to satisfy high standards of scrutiny.
Management should be kept fully informed at all times of all Regulatory and Compliance issues. You must deal with TD Management, Compliance, regulators and all control functions in an open and cooperative way and must disclose appropriately any information which TD Management, Compliance, regulators or control functions would reasonably expect to know.
You must ensure that you are fully aware of your management reporting lines and escalation procedures.
If you are a Manager/Supervisor you are also responsible for ongoing and effective supervision of the employees under your direction and ensure their adherence to regulatory requirements. You will promptly report to TD Management and Compliance any violation or possible violation of such regulatory requirements identified as part of your supervisory responsibilities.
You must take reasonable steps to demonstrate that you exercise due skill, care and diligence in managing and/or delegating your responsibilities outlined, appropriately.
It is your responsibility to be fully aware of:
47. The scope of your management responsibilities.
48. The TD Policies and regulatory requirements pertaining to the business/activities you are managing.
49. The competence level of the staff, if any, reporting to you.
50. The control limits and your ability, if any, to delegate them within your business.
51. Demonstrate that you receive adequate and appropriate management reporting.
Appendix I: TD Framework & Culture:
The TD Framework is the foundation that helps guide the behaviour and shape the culture of the business. It outlines the vision, purpose, and the shared commitments that will help TD grow into the future.
Simply, it's about what they set out to do every day, and how they'll get there. The TD Framework is inspiring, yet easy to incorporate into the work they do. Most importantly, it has no borders – the Framework applies to everyone at TD, no matter what business, level or location.
The shared commitments are the behaviours that differentiate them and help guide the way they run the business, grow as leaders, and support their colleagues. They use these commitments throughout the Bank to help set objectives, evaluate performance, reward and recognize their colleagues and build the skills and capabilities they need to continue to succeed as an organisation.
At TD, they are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected, and supported. They are dedicated to building a workforce that reflects the diversity of their customers and communities in which they live and serve.
Who We Are
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
Our Total Rewards Package
Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary and several other key plans such as health and well-being benefits, including medical coverage, paid time off, career development, and reward and recognition programs.
Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
If you require an accommodation for the recruitment / interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.