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Mortgage underwriter

Enfield
Stellar Select Limited
Mortgage underwriter
Posted: 4h ago
Offer description

Job Title: Mortgage Underwriter - Buy to Let

Location: Hertfordshire

Salary: Up to £60,000 depending on experience + benefits

Hours: Monday to Friday 9 am to 5.30 pm

About the position of Mortgage Underwriter - Buy to Let:

Ideally, you'll have worked with a specialist lender, but we also welcome applications from underwriters with strong Buy-to-Let experience at high street banks.

This role offers an exciting chance to develop your expertise in complex mortgages within a fast-growing, forward-thinking business. You'll be responsible for underwriting and assessing BTL mortgage applications, managing broker relationships, and working closely with credit committees.

If you have a proven track record in BTL underwriting and are ready to take the next step in your career, this is an excellent opportunity to join a successful lender with ambitious growth plans.

Responsibilities for the role of Mortgage Underwriter - Buy to Let:

* Underwriting and assessing loan documentation, including valuation reports and requesting additional information from brokers where required, highlighting any concerns.
* Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for.
* Proactively manage a pipeline of mortgage applications which will include chasing outstanding information from third parties and providing timely updates to introducers which will help ensure service excellence is maintained.
* Recommending and referring cases to Credit Committee where credit committee approval required.
* Liaising with introducers, valuers and solicitors.
* Overseeing cases from inception through to completion.

Experience and skills required for the role of Mortgage Underwriter - Buy to Let:

* Mandated underwriting experience, specifically within Buy-to-Let mortgages
* Proven ability to assess loan documentation and valuation reports, identifying and flagging any concerns
* Strong track record of carrying out thorough checks on applicants and properties to determine loan suitability
* Experience managing a mortgage application pipeline, proactively chasing missing information and providing timely updates to introducers
* Confident in recommending and referring cases to Credit Committee for approval when required
* Skilled in liaising with introducers, valuers, and solicitors to ensure smooth case progression
* Demonstrated ability to manage cases from inception through to completion

For more information regarding the role of Mortgage Underwriter - Buy to Let please contact us

Stellar Select is acting as an employment agency and is a corporate member of the REC.

Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.

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