We are looking for someone to lead the development of our Asset Finance (AF) credit scorecards as well as supporting AF credit risk management improvements generally.
You will identify the key data used to drive automated decisions and support implementation of the infrastructure required to support model-driven resolutions. You will create and manage the portfolio MI for Asset Finance.
You will act as the bank’s subject matter expert for Asset Finance scorecard decisioning and liaise closely with our modelling team to build scorecards, data structures, bureau integration, and risk modelling for Asset Finance, while also contributing to strategic improvements in credit efficiency, automation, MI, and portfolio oversight.
This is a great opportunity for somebody to join a progressive and growing firm and if you have the necessary skills, we would like to hear from you.
About you
For this role you will need the following skills and experience:
* Ability to lead, influence and provide senior cover in a regulated environment.
* Previous experience in credit scorecard development and modelling in the AF sector.
* Ability to understand and translate business needs into structured data requirements.
* Experience of working at a senior level in an asset finance business.
* Sound working knowledge of credit policies, asset finance underwriting and risk management principles.
* Excellent commercial awareness and ability to balance risk with business objectives.
* Excellent written and verbal communication skills, with the ability to articulate analytics to non-technical stakeholders.
What we offer
* 10% employer pension contributions
* Bonus Scheme
* Hybrid working policy as standard and other flexible working options welcomed
* Private Medical Insurance including optical and dental cover from day one
* Life Cover at 4x salary from day one
* Income Protection cover
* Salary Sacrifice Cycle to Work Scheme
* Salary Sacrifice Electric Car Scheme
* Interest-free personal loans for various purposes
* Perkbox membership (discounts on shopping, restaurants, cinema, and ...)
* Enhanced Maternity and Paternity Pay policies
* Various learning and development opportunities available
* Free tea, coffee and milk
* Christmas and summer parties
* A Wellbeing Team, Colleague Forum, a Green Environmental Action Team, Charities Committee and numerous opportunities to give back to the community, and ...
Diversity and Inclusion
Our aim is for our workforce to be truly representative of all sections of society and our customers, and for each employee to feel respected and able to give their best. We are committed to equal treatment of all colleagues and potential colleagues, including those with criminal records.
If you are successful in your application for employment, we will carry out pre-employment screening including use of the Disclosure and Barring Service (DBS).
For a full job description, please email recruitment@ccbank.co.uk
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