Relationship Manager – Commercial Property / Real Estate Lending - London – Permanent – Ref: 25037
Join to apply for the Relationship Manager – Commercial Property / Real Estate Lending - London – Permanent – Ref: 25037 role at Howard Lock Consulting Ltd
Relationship Manager – Commercial Property / Real Estate Lending - London – Permanent – Ref: 25037
Join to apply for the Relationship Manager – Commercial Property / Real Estate Lending - London – Permanent – Ref: 25037 role at Howard Lock Consulting Ltd
Job Title: Relationship Manager x 3 roles
Role Type: Permanent or contract options
Location: London / Manchester / Birmingham – hybrid working
Job Ref: Ref: 25037
Overview:
We’re seeking a dynamic and commercially astute Relationship Manager with a solid background in commercial real estate lending to join our growing team. This is a pivotal role for someone who thrives on building lasting relationships, navigating complex lending structures, and delivering value-driven solutions.
Key Responsibilities:
* Originate, structure and manage a portfolio of real estate lending clients, with a focus on mid-sized to large commercial investments and development finance.
* Provide expert guidance on bridging loans, ensuring swift and compliant execution.
* Maintain and deepen relationships with borrowers, intermediaries, and professional advisors.
* Conduct detailed credit assessments, cashflow analysis, and valuation reviews in collaboration with credit and risk teams.
* Lead negotiations on terms, covenants, and deal structures that align with risk appetite and regulatory requirements.
* Monitor loan performance, proactively managing maturities, refinancing, and potential recoveries.
* Identify cross-sell opportunities and contribute to wider business development strategies.
Candidate Profile:
* 3–5 years’ experience in commercial real estate lending, with demonstrable deal execution track record.
* Solid understanding of bridging finance – both regulated and unregulated – and its application in short-term lending scenarios.
* A relationship-first mindset, with a natural ability to earn client trust and loyalty.
* Sharp analytical skills with confidence interpreting financial statements, property valuations, and market trends.
* Familiarity with credit and compliance frameworks in the UK lending market.
* Strong communication, negotiation and stakeholder engagement skills.
What’s on Offer:
* Competitive base salary with generous performance bonus
* Opportunity to influence and grow a focused portfolio in a collaborative, agile environment
* Work across vibrant UK cities with fully expensed travel as needed
Seniority level
* Seniority level
Mid-Senior level
Employment type
* Employment type
Full-time
Job function
* Job function
Customer Service and Business Development
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