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Sme/commercial banking underwriter

Doncaster
JR United Kingdom
Underwriter
Posted: 29 June
Offer description

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Client:

Fintellect Recruitment


Location:

doncaster, United Kingdom


Job Category:

Other

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EU work permit required:

Yes

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Job Views:

3


Posted:

27.06.2025


Expiry Date:

11.08.2025

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Job Description:

Location: South Yorkshire (3 days per week in the office)

Our client is a highly respected, well-established alternative lending provider with nearly four decades of experience supporting SME businesses across the North of England. With a proven track record of unlocking growth potential, safeguarding jobs and driving meaningful economic impact, they are now seeking an experienced SME/Commercial Underwriter to join their dedicated team.

About the Role:

This is a fantastic opportunity for a seasoned underwriter who thrives on navigating complex lending scenarios. You will be responsible for assessing unsecured business loan applications, often involving nuanced, non-standard cases.

The ideal candidate will bring sound commercial judgement, strong analytical skills, and the confidence to make balanced lending decisions, even in challenging circumstances. Your experience and insight will help ensure that the business continues to lend responsibly and ethically, delivering tailored funding solutions that make a real difference to local SMEs.

Key Responsibilities:

* Undertake robust credit assessments on unsecured SME lending proposals
* Apply sound judgement to complex and sometimes challenging applications
* Make informed decisions, balancing risk and commercial opportunity
* Work collaboratively with Business Lending Managers to ensure clients receive appropriate funding support
* Contribute to the development and continuous improvement of underwriting standards

Key Requirements:

* Proven experience underwriting SME or commercial lending facilities, ideally unsecured loans
* A track record of handling complex cases requiring strong judgement and problem-solving
* Excellent understanding of risk, cash flow lending, and financial analysis
* Collaborative approach with excellent communication skills
* Comfortable working in the office three days per week in South Yorkshire

Why Join?

This is a unique chance to join a mission-led lender making a tangible impact on the regional SME community. You’ll work alongside a knowledgeable, supportive team in a stable, purpose-driven organisation with a strong reputation for ethical lending.

To express your interest confidentially, please get in touch for an initial discussion.

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