At American Express, our culture is built on a 175-year history of innovation, shared andLeadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.
As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
Reporting to the Manager- EMEA Financial Crimes Compliance- this role is a part of the Program Enablement Team which sits in the wider EMEA Regional Financial Crime Compliance Organization, within Global Financial Crimes Compliance (GFCC).
The team is responsible for overseeing governance of the EMEA region Financial Crime (Anti-Money Laundering, Sanctions and Anti-Corruption) risk management program and ensuring that systems, controls and procedures are robust and compliant with Enterprise standards, Legal Entity policy, and specific local market requirements. The Program Enablement Team works closely with Market Compliance Officers (MCOs/LECOs) and the central teams within GFCC to implement process and procedure changes to ensure adherence to enterprise standards as well as specific local requirements. Additionally, the team provides subject matter expertise for the EMEA region across multiple pillars of the financial crimes program including but not limited to Transaction Monitoring, Customer Risk Rating and Sanctions/PEP screening.
How will you make an impact in this role?
This role offers an exciting opportunity to work within the program enablement team in a dynamic environment, driving compliance excellence and contributing to the integrity of financial systems.
Responsibilities include:
1. Working within a small team of Compliance Managers and Analysts who are Subject Matter Experts across the EMEA financial crime program.
2. Build proactive relationships with Legal Entity Compliance (LECO) teams in EMEA markets ensuring local market regulatory requirements are considered in conjunction with the group wide program.
3. Working with central Global Financial Crimes Compliance (GFCC) functions and LECOs to implement/uplift controls, process and procedural changes to ensure adherence with enterprise and local requirements.
4. Data analysis and validation – reviewing, analyzing, validating complex data sets to support making data-driven decisions or recommendations on certain initiatives.
5. Provide Audit, Issue Management, RAP/MAP support by uplifting controls following findings or issues raised relating to the financial crime program in the EMEA region.
6. Support the EMEA Financial Crimes Manager in implementing the Anti-Money Laundering, Sanctions and Anti-Corruption strategy and plan for the markets in the EMEA region.
7. Effective Challenge and Accountability – Each team member serving as an effective challenge to the second and first line of defence by reviewing, assessing, and challenging their risk management practices.
Minimum Qualifications:
8. Self-motivated, energetic team player with proven ability to work effectively in a matrix organization and across international markets with all levels of management.
9. Demonstrating strategic thinking, implementing innovation and change, and ability to introduce and champion new processes.
10. Strives for excellence, and willing to take on additional responsibilities to produce outstanding work.
11. A strong candidate will also be able to manage multiple tasks simultaneously; be an enthusiastic self-starter; and deadline-driven team player.
12. A background in Compliance, Risk, New Accounts, Credit, or Fraud teams preferred.
13. Excellent written and oral communication and relationship skills.
14. Strong data analysis skills and ability to interpret data and produce reporting.
15. University Graduate and/or relevant professional qualification - Law Degree, Compliance/AML Diploma, CAMS Certification preferred.
16. PC skills in Microsoft Word, Excel, PowerPoint, and Outlook.
Employment eligibility to work with American Express in the UK is required as the company will not pursue visa sponsorship for these positions.
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
17. Competitive base salaries
18. Bonus incentives
19. Support for financial-well-being and retirement
20. Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
21. Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
22. Generous paid parental leave policies (depending on your location)
23. Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
24. Free and confidential counseling support through our Healthy Minds program
25. Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.