Compliance Officer – Commercial Banking (Chester) Are you passionate about driving strong risk culture in a growing financial institution with bold ambitions? We’re partnering with a forward-thinking commercial bank that’s combining innovation, technology, and customer focus to deliver smarter, more sustainable financial solutions. With growth accelerating and a strong leadership team in place, they’re now looking for a Compliance Officer to play a key role in strengthening the 2nd Line of Defence (2LoD) and embedding best practice across the business. The Role As Compliance Officer, you’ll be part of a collaborative Risk & Compliance function that works closely with all areas of the business. You’ll take ownership of compliance monitoring, regulatory oversight, and framework enhancement — helping to maintain a robust control environment as the bank continues to scale. What you’ll be doing: Lead day-to-day management of the compliance plan and QA framework, completing reviews and follow-up actions. Support delivery of the Risk & Compliance Oversight Plan approved by the Board Risk Committee. Manage regulatory breaches, the compliance inbox, and provide support on FCA-regulated complaints. Deliver compliance training for new joiners and refresher sessions across the business. Support incident management, breaches, and risk event investigations. Manage data protection requests (DSARs, deletion requests) and assist the DPO where required. Analyse key regulatory developments and identify business impacts. Prepare MI and content for Board and executive committees. Contribute to innovation by supporting the adoption of AI tools and digital solutions across compliance processes. About You 2 years’ experience working within the Compliance team of a bank or lender is essential. Strong knowledge of FCA regulations, particularly SYSC, SMCR, and Consumer Duty. Understanding of RCSA, control testing, and incident management processes. Excellent analytical, organisational, and communication skills. Confident working across teams and engaging with senior stakeholders. Progress toward ICA, IRM, or equivalent compliance qualifications is a plus. What’s on Offer Competitive salary and benefits package Professional growth and learning opportunities A collaborative culture where your ideas make an impact This is an exciting opportunity to join a growing commercial bank where you’ll be more than just a cog in the wheel — you’ll play a central role in shaping a resilient, forward-looking compliance culture that supports innovation and sustainable growth.