Would you like to kick start your career in a supportive,collaborativeand innovative company?
Find out more about the daily tasks, overall responsibilities, and required experience for this opportunity by scrolling down now.
Do you enjoy working as part of an enthusiastic, passionate,and collaborative team?
Join our Credit Underwriting team
The credit underwriting teamis a business critical, growing, and dynamic teamled by theHead of Credit & Commercial riskwho reports into the Group Financial Controller. The team work closely with the sales team, financial reporting, and various areas of business operations. The credit underwriting team areultimately responsiblefor the management, underwriting, and control of credit exposure to the business in what is a rapidly evolving environment.
Success. The Softcat Way.
There's a uniqueness to Softcat what we do, how we do it and why we do it.That'sbecause we help customers to use technology to succeed, by putting our employees first. We give everyone the chance to step up and show how much they can achieve. We succeed when all our people succeed.
Be part of a team that enables business growth
This roleispart ofthe FinanceManagementteam andwill lead the credit underwriting team supporting our rapidly growing and dynamic IT solutions business. This passionate, highly numerate underwriter will work closely with our finance and sales teams as well as external stakeholders, insurancebrokersand customers alike, tomaintaincredit risk controls within an existing framework and provide a unique service to our customers.
AsaCreditUnderwritingManager,you'llbe responsible for:
* Analyse customer risk profiles and validate automated credit scorecards
* Produce monthly risk reports and support senior credit governance forums
* Managecredit exposure, limits, and portfolio risk across customers and sectors
* Lead and develop seniorunderwriters, including performance, hiring, and KPIs
* Support board approvals and seniordecision-making within agreed authority levels
* Oversee trade credit insurance, budgets, and process improvements
* Manage andmonitorthe Deputy Credit Risk Manager performance, manage KPI's during a performance management process through having challenging conversations
* Streamliningprocesseswhere needed
* Partner closely with senior stakeholders across the business to align credit strategy
* Participating in credit review meetings with the senior leadership team, displaying understanding of customers who have gone into administrations, high exposure risks, industryupdatesand credit assessment SLA overviews.??
We'd love you to have
* Strong risk assessment and analytical skills
* Proven leadership andteam management experience
* Solid knowledge of underwriting regulations and compliance
* Commercial and financial awareness
* Confident decision-making and stakeholder communication
* Strong knowledge across different areas of the business to ensure organisational goals are met.?
* Demonstrate the ability to think around a subject, considering risk implications of our current policies and procedures.??
* Experience supporting thegrowth and developmentofteammembers.
We also acknowledgethattheconfidencegap and imposter syndrome are a real thing andcanget in thewayof us meeting fantastic talent, so please don't hesitate to apply we would love to hear from you!
Work in a way that works for you
We recognise that everyone is different and that the way in which people want to work and deliver at their best is different for everyone too. In this role, we can offer the following flexible working patterns:
* Hybrid working3 days in the office and 2days working from home
* Working flexible hours - flexing the times you start and finish during the day
* Flexibility around school pick up and drop offs
Working with us
Wherever you work, we want you to experience the freedom and autonomy to realise your potential. You will feel supported by a team that celebrates individuality, encourages different perspectives,and embraces every background.
Join us
To become part of the success story, please apply now.
If you have a disability or neurodiversity, we can provide support or adjustments that you may need throughout our recruitment process or any mitigating circumstance you wish for us to consider. Anyinformation you share on your application will be treated in confidence. You can find out more about life at Softcat and our commitments to diversity and /jobs/our-culture/
Here at Softcat, we don't prohibit the use of AI (artificial intelligence) in our application process, as we understand how far it can go to creating a truly equitable candidate experience. xkybehq That being said, as a culture-driven organisation, we believe that the genuine essence of each person is what truly matters, so we highly encourage you to be as authenticallyyouas possible when submitting your application to showcase your true and whole self.