About the Role
This is a nopportunity to work as a Portfolio Analyst within the existing team, part of the project team responsible for completing the revaluations due in 2026 and shaping the future process for 2027 and beyond.
You will be responsible for assisting the Portfolio Manager with planning, customer interactions, issuing communications, liaising with valuers and compiling MI as the project develops.
This is an important role delivering new regulatory requirements for YBS, one where you’ll work to support commercial lending customers and deliver key portfolio management activities. You will build and maintain great relationships with customers and deliver a high standard of customer service. You’ll provide prompt and robust assessment of the valuations and identify and escalate any issues which arise.
The ability to make critical risk based evaluations, informed proposals and have complex conversations with customers is key.
Please Note: We are based in Peterborough, currently working offering Hybrid working. You will be expected to be in the office 1-2 days each week for training, collaboration and important meetings and the remainder at home. You may need to travel to our other office sites in Bradford and Leeds on occasion.
About you
To succed in the role you will need a good understanding of Commercial Lending at YBS and have experience working directly with customers, surveyors and suppliers. You’ll pride yourself on great direct customer interaction with understanding of risk management, covenant checking, and valuation reports. In addition you will have:
1. Previous experience of working within a mortgage or lending function—ideally within the Commercial Finance sector.
2. Great organisation skills,
3. The ability to work with pace and agility whilst maintaining accuracy.
4. Flair for numbers and systems.
5. The ability to work in a team and independently with the right support.
All this will be underpinned with strong values and behaviours, as you’ll engage with external customers and suppliers as well as colleagues across YBS.
About us
At YBS we don’t have shareholders, we have members. We care about people and that includes you. So here, you’ll be respected for who you are, you’ll be able to bring your whole self to work, and you’ll have everything you need to build a long and rewarding career.
Flexibility. We offer a range of flexible working options without unsocial hours, which can help you find a healthy work-life balance. Whether it’s finishing early for an appointment or fitting your studies and hobbies in around your working hours, we can help make it work for you. We’re happy to talk flexible working and you can reach out to us anytime to discuss this during the recruitment process.
Development. We want you to feel challenged here. Whatever your ambitions, we’re committed to helping you develop your skills and move ahead in your career journey. From day one, we’ll set you up for success with a brilliant induction and full training plan, all designed to get you up to speed quickly.
Inclusivity. We’re passionate about creating an inclusive environment where everyone is welcome and able to be themselves. If you’ll go the extra mile to help our members, you’ll fit right in and feel you belong here.
About our Benefits
We offer lots of fantastic rewards that you can make the most of in and out of work, including:
6. Holiday. You’ll get 25 days plus Bank Holidays, as well as the option to buy up to a further 5 days.
7. Bonus. At YBS we work collaboratively and share in our success together, so when we reach our goals were all rewarded with an on target bonus of 7% of eligible pay (with the opportunity to earn up to a maximum 15%).
8. Pension. We know how important it is to save towards the future, that’s why we’ll contribute up 11% into your YBS pension.
9. Healthcare. Health and wellbeing are an important part of life at YBS, when you join us you’ll have access to a range of health benefits to suit your life including private medical insurance, dental and healthcare plans.
10. My Benefits. When you join YBS you’ll have access to our self-service benefits portal, where you can access a range of retail, hospitality and health discounts.