Compliance Officer Role Overview We are seeking an experienced Compliance Officer to join our UK compliance function within an FCA‑authorised Electronic Money Institution on a 7 month fixed term basis with potential to move to full time / indefinite role. This is a senior compliance role, supporting the ongoing operation, oversight, and enhancement of the regulatory and financial crime framework across a fast‑growing payments and fintech business with cross‑border activities. The role will work closely with the Head of Compliance & MLRO, providing hands‑on regulatory support across EMI, payments, safeguarding, AML/CTF, and conduct obligations. Benefits: Private Healthcare plan post probation. Generous Pension Scheme. Remote work allowance post probation beginning at 3 weeks in year 1 and increasing with tenure. Additional special leave days such as extra day for birthday/moving home, extra days for marriage, graduation, citizenship ceremony. Study and Exam Leave to further support career and educational growth. Continuous Development Program sponsoring further education through courses and workshops. Key Responsibilities Regulatory Compliance Monitor and support compliance with: Electronic Money Regulations 2011 Payment Services Regulations 2017 Money Laundering Regulations 2017 Support regulatory change management and horizon scanning Maintain, review, and enhance compliance policies, procedures, and frameworks Provide regulatory advice and guidance to the business Financial Crime Compliance (AML/CTF) Support the AML/CTF framework in line with UK regulatory and National Crime Agency (NCA) expectations Oversee customer risk assessments, transaction monitoring, and sanctions screening Assist with Suspicious Activity Reports (SARs) preparation and submission Support investigations and work closely with the MLRO on complex financial crime matters Monitoring & Assurance Conduct compliance monitoring reviews and thematic testing Identify regulatory or control gaps and recommend remediation actions Track, document, and report compliance issues, breaches, and remediation plans Regulatory Engagement Support FCA regulatory reporting and submissions Assist with regulatory reviews, audits, visits, and information requests Maintain logs of regulatory correspondence and regulatory interactions Safeguarding & Conduct Support safeguarding compliance for customer funds Promote fair customer outcomes in line with Consumer Duty Monitor complaints handling, conduct risks, and customer outcomes Key Skills & Experience Minimum 10 years’ UK compliance experience within: Electronic Money Institutions Payment Institutions Fintech, remittance, or cross‑border payments businesses Strong, hands‑on knowledge of the UK FCA regulatory framework Extensive experience across EMI / payments / safeguarding Solid understanding of AML/CTF, sanctions, and financial crime controls Strong analytical skills and attention to detail Ability to explain complex regulatory issues clearly and pragmatically Comfortable working in a regulated, fast‑moving environment Qualifications Degree in Law, Finance, or a related discipline (preferred) Professional compliance qualifications desirable (e.g. ICA, ACAMS) For further information and to submit your application, click the apply icon.