Senior Survey Analyst : Receivables Finance
As an HSBC employee in the UK, you will have access to tailored professional development opportunities and a competitive pay and benefits package. This includes private healthcare for all UK:based employees, enhanced maternity and adoption pay and support when you return to work, and a contributory pension scheme with a generous employer contribution.
Our Commercial Banking business serves over a million customers across more than 50 markets, ranging from small enterprises focused primarily on their home markets, through to corporates operating across borders. Whether it is working capital, term loans, trade finance or payments and cash management solutions, we provide the tools and expertise that businesses need to thrive. As the cornerstone of the HSBC Group, we give businesses access to a geographic network covering more than 90 of global trade and capital flows.
The Asset Based Lending ("ABL") Senior Survey Analyst role is based within Global Trade Solutions (GTS) / Transaction Risk Management (TRM). GTS is a key strategic business for the HSBC Group and is recognised as a leading trade provider both globally and regionally.
The role of the ABL Survey Analyst is to perform Field Surveys on New and Existing Sellers who utilise Receivables / Inventory / Trade facilities. The primary function is to evaluate and validate the collateral and understand working capital cycles where GTS provides facilities.
HSBC Group has defined International Trade as the highest priority to explore business opportunities for the next few years, engaging at all levels of the organisation, to position HSBC as the primary provider of Trade Finance solutions worldwide.
In this role, you will:
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Conducting Field Surveys on Receivables Finance and Trade customers, to include ABL facilities, and, independently, and objectively, identify / quantify and manage product related risks through appropriate audit testing. Produce high quality written Survey reports on findings.
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Work in close liaison with GTS Client Management; Sales teams and Transaction Risk Management.
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Ascertain the value of the collateral purchased / or to be purchased (Receivables / Inventory), under the Sellers agreement with GTS. Take, or recommend, action to ensure the security of the funding provided (existing business), or to be provided (new business).
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Ensure positive client experiences through support, trade advice and best practices in relation to GTS transactions and build good relationships with internal and external stakeholders.
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Take personal responsibility for understanding and agreeing performance expectations, completing the necessary mandatory training and developing the levels of capability and competence needed to be effective in the role.
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Apply policies, procedures, practices and standards to their allocated tasks, taking responsibility for their own actions, to ensure the achievement of high levels of quality, effective risk management and regulatory compliance.
To be successful in the role, you should meet the following requirements:
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Strong knowledge of RF and ABL products and the ability to undertake field surveys and collateral valuations.
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A high degree of analysis and judgement, in making sound decisions after seeking and evaluating relevant information, facts and evidence. Willingness to commit to a firm course of action and be held accountable for outcomes.
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Good financial analysis skills, to review balance sheets, profit and loss accounts, cash flow and budgets, as well as practical auditing or accountancy experience in a similar environment.
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A high standard of IT skills to extract and analyse data from complex systems, with past working experience on relevant systems, i.e. Microsoft Products including Excel