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Client:
OSB Group
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Other
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EU work permit required:
Yes
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Job Reference:
92547a859da9
Job Views:
24
Posted:
22.06.2025
Expiry Date:
06.08.2025
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Job Description:
About the team
As Portfolio Credit Risk Manager, you will join the Risk function at OSB Group, reporting to the Senior Credit Risk Manager. This role involves creating and updating credit risk reports, portfolio deep dives, segmentation reviews, and strategy assessments. You will conduct regular analysis to support decision-making and policy development across Underwriting, Collections, and Recoveries teams. The role includes line management of at least one Credit Risk Analyst.
The position is based in Wolverhampton with a hybrid working policy, and we are open to discussing flexible arrangements.
About Us
The OSB Group is a FTSE 250 mortgage lender, focusing on select market segments. Our lending is supported by retail savings franchises and securitisation platforms. Our operational model is cost-efficient and supported by our subsidiary OSBIndia.
We are committed to diversity, equity, and inclusion, fostering a collaborative environment, and supporting initiatives like Women in Finance and Women in Leadership.
What you will be doing
You will manage end-to-end Credit Risk data processes and analyses, utilizing SAS and SQL skills. Responsibilities include:
* Reporting monthly MI to Senior Management and Credit Risk Committee
* Executing critical data processes ensuring governance compliance
* Leading Credit Risk analytics across the lifecycle and products
* Managing affordability tools and valuation procedures
* Handling regulatory data requests
* Supporting risk appetite and early warning indicators
* Identifying areas for analytical deep dives and insights generation
You will be part of a transformation project creating a new operating platform, with growth opportunities as the company expands.
In return for your commitment
We offer a salary from c£65,000, plus benefits including:
* Up to 15% discretionary bonus
* 28 days holiday plus bank holidays
* Private Medical Insurance, pension, life assurance, income protection
* Maternity, paternity leave, and other benefits like hybrid working and schemes
Could you be the one?
We seek individuals with:
* Advanced SAS/SQL and Excel/VBA skills
* Relevant qualifications or experience
* Experience in retail or consumer finance credit risk
* Knowledge of credit risk techniques and mortgage lending (desirable)
* Strong stakeholder management skills
* Line management experience (desirable)
We support career development and diversity, encouraging applications from all backgrounds.
What to do next
Please apply now or contact us for an informal chat. Internal applications can be made via the internal careers page. We are committed to equal opportunities and diversity in our hiring process.
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