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Senior Credit Risk Manager - Responsible Lending and Open Banking, Chatham
Location: Chatham, United Kingdom
Job Category: Other
EU work permit required: Yes
Job Reference:
101813c5e3ee
Job Views:
46
Posted:
24.06.2025
Expiry Date:
08.08.2025
Job Description:
Senior Credit Risk Manager - Responsible Lending and Open Banking
Locations: Petersfield, Bradford, Chatham, London
Working Pattern: Hybrid, with 1 to 3 days per week in offices
Benefits: Discretionary bonus, 25-30 days holiday, pension with up to 10% match, paid days for community work, enhanced maternity and paternity pay, LinkedIn Learning, Snoop Premium, Private Medical Insurance
Apply even if you don’t meet all criteria; your unique strengths and eagerness to learn are valued.
You and Your Team:
Reporting to the Head of Credit Risk Strategies, you will lead initiatives on alternative data sources for lending decisions, especially using open banking data to serve underserved customers and optimize profitability.
Key Responsibilities:
* Lead strategy development and influence cross-functional teams
* Build and lead a team of high performers
* Drive innovation in credit strategies and customer engagement
* Support business growth while managing risk and responsible lending
Ideal Candidate:
* Experienced in responsible lending strategies and open banking data
* Skilled in developing scorecards and affordability assessments
* Knowledgeable of regulatory and macroeconomic environments
Interview Process:
* Initial phone screen
* MS Teams interview with the hiring team
* Final interview with Credit Risk team
Process duration approx. 4 weeks, with flexible scheduling. Background checks required for offer.
Work Flexibility & Culture:
Part-time options available. We value diversity and aim to create a supportive environment that recognizes and rewards effort and potential.
About Us:
Vanquis Banking Group plc, established in 1880, is a responsible lender serving 1.75 million UK customers through various brands. We prioritize caring banking and colleague well-being.
Equal Opportunity:
We celebrate diversity and are committed to creating an inclusive environment for all employees and customers.
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