Pricing Analyst London Discretionary Company Bonus Scheme ⏰ Monday – Friday 9am – 5.30pm (Hybrid 2-3 days in the office and 37.5h pw) Our perks 25 days holiday (rising to 28 after 3 years’ service) pro-rated, plus bank holidays, to take time to recharge and do something you love. Private Medical - via vitality, with reward schemes paid for you and your family. Health cash plan - via Simply Health for employee's and children claiming money back for dental, optical, etc Pension – Oodle will contribute 5% of your salary into your pension pot to help you save for the future Life Assurance - 4 x annual salary - benefit funded by Oodle Free breakfast, drinks and fruit in the office – you can help yourself to cereals, toast, fizzy drinks and lots of fruit. Employee discounts – discounts you can access anywhere, anytime for all major shops. 1 day volunteer day per year – an opportunity to give back to the community each year. ⭐Mental health care – 6 free counselling sessions via our EAP (Employee Assistance Programme). Paid sick leave – enhanced company sick pay. Enhanced family leave – we provide enhanced family leave for primary and secondary caregivers. Oodle – who are we ? Our mission is to empower our customers by delivering simple experiences, straightforward lending products, and compassionate support, from application to final payment – and beyond. Upgrading. Growing a family. Fresh starts. Big moves. Bumps in the road. - we finance cars, but more importantly, we finance people. Since 2016, we’ve supported tens of thousands of customers on their car buying journey As an employer, your career is important to us. We’re committed to creating an environment where you can thrive as yourself. We celebrate diversity and inclusion, actively working to make sure every team member feels supported on their journey with us. Our Talent Development team is here to support your growth, providing opportunities for learning, development, and career progression. The Role Pricing Analyst at Oodle Car Finance. Location and working style We’re based in the heart of London’s vibrant financial and insurance district at 70 St Mary Axe, just a few minutes’ walk from Liverpool Street Station. We operate a hybrid working model, but during your initial onboarding you’ll spend 2–3 days per week in the office. This helps ensure a smooth learning curve, close support, and strong team integration as you get up to speed. Overview: This is a hands-on role for someone who enjoys working with data, programming, and turning analysis into commercial decisions that improve customer outcomes and portfolio performance. If you like owning your work, building strong data foundations, and learning fast in a high-impact environment, this role will give you exposure across pricing, unit economics, and portfolio strategy. What you will be doing in the role: You’ll be part of the Pricing & Profitability team within Credit Risk, working closely with colleagues across Commercial, Product, Data Science, and Engineering. We develop and manage deterministic pricing strategies and decisioning rules that support responsible lending and strong originations performance. Our core programming language is Python, and you’ll also need solid experience with SQL. Own the management, monitoring, and optimisation of pricing strategies, including KPI design, MI automation, root‑cause investigation, and actionable recommendations. Run champion/challenger pricing tests, from shaping hypotheses to designing tests, supporting implementation, monitoring performance, and evaluating statistically robust outcomes. Carry out scenario and sensitivity analysis to understand how pricing strategies perform under different market conditions (e.g., funding cost movements, loss rate changes, channel mix shifts). Build and maintain unit economics models and cashflow forecasts to assess profitability at segment and channel level, clearly articulating key drivers. Shape and evaluate introducer commission strategies, identifying incentives, monitoring economics, and assessing interactions with pricing, volume, and selection effects. Partner with Commercial teams to provide insight on risk‑adjusted returns and product performance, supporting both strategic and tactical decisions. Improve analytical tools, workflows, and controls (e.g., reusable Python modules, reproducible processes, documentation), and support governance for pricing and profitability models. Communicate analytical findings confidently and clearly with senior stakeholders, explaining model behaviour, trade‑offs, limitations, and recommended actions. Support and coach junior analysts through peer review, sharing best practice, and helping to enhance the team’s overall capability and pace. If the below sounds like you, we’d love to meet you: You don’t need to tick every box, we value strong fundamentals, good judgment, and a desire to grow. 2 - 4 years’ experience in pricing, credit risk, consumer finance analytics, or a similar quantitative field where you’ve demonstrated measurable impact. Strong quantitative skills, including statistical modelling, test design, and interpreting analytics (e.g., regression, classification, uplift, segmentation, forecasting, and performance metrics). Solid Python experience and confidence with SQL; comfortable creating reliable, reusable analytical code and working with version control. Ability to translate complex analysis into clear, practical recommendations for non‑technical audiences. Understanding of unit economics or cashflow modelling (or relevant experience in a related profitability or forecasting discipline). A commercially aware mindset and strong judgment, balancing precision with pragmatism. Experience working in production or “operational analytics” environments (e.g., monitoring, controls, parameter updates, documentation, and change processes). Degree or equivalent experience in a quantitative subject (e.g., Mathematics, Statistics, Economics, Engineering, Computer Science). If this role excites you, we’d be delighted to hear from you. Hiring Process ☎️ Preliminary Interview (20 mins) Online Test Interviews (In office 1hour 30 mins) Our Values Our values are our personal brand and lay the foundation of what we care about the most. They provide us with guidance, so we can work towards the same goals. They are our DNA and are kept at the forefront of every Oodler’s mind when making business decisions. Embrace being human – empathy and diversity make us stronger. Strive for awesome – it’s awesome when we do better every day. Everyone’s a builder – we’re in this together and we win as a team. Bravely honest – we’re honest with ourselves and everyone else. Think customer – they’re at the heart of everything we do. To find out more about our culture and what happens at Oodle check out our LinkedIn and Instagram. Oodle is proud to be an inclusive workplace, and we recognise diversity of experience, thoughts and backgrounds leads to better customer outcomes and an environment where our colleagues can thrive. We have several DEI networks which are made up of our Oodlers who strive to make positive impacts to our cultures. We’d love if you could submit your application online, but if you need an alternative method or need reasonable adjustments to take part in the interview process, please email careers@oodlefinance.com. To find out how we handle your personal data, please refer to our Privacy Policy.