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Bridging underwriter west one loans · watford

Watford
Enra Group
Underwriter
Posted: 6 September
Offer description

The overall responsibility of the role is to take ownership of allocated cases from inception through to completion.


Key Accountabilities

* Managing the entire lending process from application through to drawdown whilst adhering to underwriting and due diligence processes.
* Manage a pipeline of Bridging cases and prioritise accordingly.
* Ensuring all applications comply with the West One’s lending criteria.
* Effectively manage the lending process by liaising with internal departments and external parties.
* Instructing Solicitors once offer is made and providing all relevant documentation.
* Act with integrity and embrace philosophy of TCF guidelines and adhere to responsible lending principles.
* Demonstrating deep underwriting knowledge and expertise.
* Be willing to assist the wider team when required.


Skills & Competencies

* Pass internal competency tests post induction
* Attention to detail
* Ability to work as part of a team
* Good written and verbal communication skills
* Ability to work to tight timeframes
* Excellent organisational and prioritisation skills


Knowledge & Qualifications

* Previous experience in underwriting within a Bridging and/or Development finance role.
* A strong understanding of FCA regulation
* CeMAP (desirable, not essential)
* Experienced in use of Word, Excel, Power Point and Outlook.


Personal Attributes

* Resilient and flexible
* Articulate
* Well organised
* Robust and comfortable working to deadline and under pressure
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