The purpose of this role is to be responsible for providing professional property expertise to support the business and our clients. Work closely with the Head of Valuations to form internal valuation policy and be responsible for external (broker/client and supplier) valuation literature. Act as a bridge between technical/specialist 3rd party suppliers and internal stakeholders. Doing this through carrying out internal valuation assessments and risk audits on origination valuations for Bridging, Development Finance and residential term loans, including owner occupied and BTL products. The role includes a requirement for field based work and site visits sometimes at short notice. Responsible for drafting and maintaining valuation policy documents. Owned by a major, global private equity fund, Enra is the largest non-bank specialist lender in the UK with a decade-long track record of delivering profitable growth. Our culture is entrepreneurial with a focus on delivering value for customers and shareholders, supported by developing talent within the firm. This role provides an opportunity to expand existing knowledge across multiple asset classes as well as several product types. It would best suit a candidate who is keen to develop and succeed in their career. Key Accountabilities Be responsible for maintaining accurate, up to date and relevant Valuer Guidance to include regular liaison with panel mangers. Assist Head of Valuations with funder audits. Work closely with underwriting and credit risk teams to ensure valuation policy across all lending divisions is consistent with company risk appetite and funder requirements, to include monitoring and training of underwriting teams. Work with external data/technology suppliers to ensure that West One valuation systems/databased are cost effective and fully maximised to deliver on business targets including accuracy and speed of delivery. Assist with processing Professional Negligence claims. Undertake site visits to include drive by valuation assessments to validate desktop/AVM valuations. Liaise with, and carry out audits of firms on the company’s valuation panel. Ensure valuation audit referrals are reviewed and returned to the underwriter within pre agreed timeframes. Ensuring cases undergo detailed reviews and are in line with the current regulations. Providing feedback and opinion of value with supporting knowledge of case during meetings with senior management Feed into front end criteria and setting of risk appetite. Identification of higher risk loans and articulate to senior management opinion of where company exposure limits should be set at individual loan levels. Participate in training of other areas of the business in property related matters. Act as a subject matter expert and point of contact for underwriting divisions Skills & Competencies Strong knowledge of RICS regulation and best practice having specific regard to valuation. Excellent knowledge of contemporary market conditions and policy. Fully competent using Microsoft Office (Word, Excel, PowerPoint, Outlook) Strong communication and negotiation skills both in written and verbal format Can think logically and coherently in order to be able to effectively approach and solve problems that arise. Able to work as a part of a team. Ability to analyse and present complex information in a clear, relevant and interesting way. Knowledge & Qualifications Knowledge of property or property sales and have a working knowledge of carrying out loan security valuations. Up-to-date understanding of the rules and regulations imposed by the Financial Conduct Authority (FCA). Either an Associate or Member of the Royal Institution of Chartered Surveyors (AssocRICS or F/MRICS) or working towards. Hold a full driving licence and have full access to a vehicle. Personal Attributes Articulate Flexible Approachable Have a pro-active approach and self-motivated Able to work in pressurised environment and manage priorities effectively. Why Join Us? At West One Loans, we’re growing fast and looking for ambitious people who want to be part of our exciting journey. We’ll give you the tools, training, and support you need to succeed, while offering clear opportunities to progress your career. Alongside this, we offer a strong benefits package, including private medical healthcare, 25 days’ annual leave, paid volunteering days, and a host of additional benefits. If you’re ready to build your career with a Specialist Lender and make an impact - click apply today!