Wording Specialist - Product Solutions
Role Description
As Wording Specialist you will support product development through maintaining, updating and developing policy wordings and documents to align with business goals and customer needs. This includes drafting and amending policy wordings and supplementary documents to ensure contract integrity, risk mitigation, and compliance with regulatory and Group standards.
The role supports innovation and collaborates with various business functions to deliver strategic objectives. It requires strong underwriting knowledge and technical expertise.
Salary Information
Circa £55,000
Pay is based on relevant experience, skills for the role, and location. Salary is only one part of our total reward package.
Key Accountabilities
To support Product development through Wordings, Product design and Governance
* Provides expert technical knowledge and insight to policy wordings ensuring these important customer documents are maintained. Completes as appropriate for each line of business.
* Manages internal and external queries, dealing with them in an efficient, practical and professional manner both verbally and in writing and represents the Company’s Technical area at appropriate internal and external forums.
* Collaborates with underwriting account teams, sustainability leads, claims, customer propositions, and distribution functions to support excellence in policy wordings
* An in-depth understanding of the make-up of policy wordings/clauses including non-standard covers available and their implications. To support product development processes, including walkthroughs and refreshes, to ensure wordings remain competitive, relevant and compliant including Consumer Duty requirements.
* Actively provide input to the Transformation project in respect of the design of future product wordings and documentation
* Aware of different market approaches and competitors and how they impact on Allianz Products
* Ensures up-to-date knowledge and understanding of all relevant compliance and regulatory rules and procedures, including group requirements. Conduct product value assessments to ensure products deliver customer value and align with business strategies.
* Use tools available for simplification of product and documentation processes including Product Library and comparison tools.
Technical Skills
* Expertise in drafting, designing, and maintaining policy wordings and other insurance-related documentation, demonstrating technical proficiency in applying insurance contract law
* Understands causes and costs of claims and can suggest action to mitigate loss via our wordings
* First class drafting skills in English
* Full working knowledge of Microsoft Word, Excel, and Outlook.
Excellent understanding of how DA and Facilities work
Experience
* Strong ability to make informed decisions that drive underwriting success and operational efficiency
* Proven ability to support projects
* Solid background in insurance underwriting
* Proficient in drafting and maintaining commercial policy wordings
* Excellent communication and influencing skills across stakeholders
* Ability to collaborate across functions including claims, legal, and distribution
* Ability to communicate ideas clearly and concisely, both verbally and in writing
Qualifications
* Chartered Insurance Institute (CII) qualifications or University Degree (or similar) desirable but not essential for the role
What We Will Offer You
Recognised and rewarded for a job well done, we have a range of flexible benefits for you to choose from- so you can pick a package that’s perfect for you. We also offer flexible working options, global career opportunities across the wider Allianz Group, and fantastic career development and training. That’s on top of enjoying all the benefits you’d expect from the world’s number one insurance brand, including:
* Flexible buy/sell holiday options
* Hybrid working
* Annual performance related bonus
* Contributory pension scheme
* Development days
* A discount up to 50% on a range of insurance products including car, home and pet
* Retail discounts
* Volunteering days
Our Ways of Working
Do you need flexibility with the hours you work? Let us know as part of your application and if it’s right for our customers, our business and for you, then we’ll do everything we can to make it happen. Here at Allianz, we are signatories of the ABIs flexible working charter. We believe in supporting hybrid work patterns, which balance the needs of our customers, with your personal circumstances and our business requirements. Our aim with this is to help innovation, creativity, and you to thrive - Your work life balance is important to us.
Integrity, Fairness, Inclusion & Trust
At Allianz, we believe in fostering an inclusive workforce and are proud to be an equal opportunity employer. Our commitment to equal opportunities, gender equity, and balanced gender representation, is demonstrated by our numerous accreditations: EDGE certified for gender inclusion, Women in Finance Charter members, Disability Confident employer, Stonewall Diversity Champion, Business in the Community’s Race at Work Charter signatories, and Armed Forces Covenant gold standard employer.
We embrace neurodiversity and welcome applications from neurodivergent and disabled candidates, offering tailored adjustments to ensure your success.
We encourage our employees to advocate for their needs, whether it’s assistive technology, ergonomic equipment, mentoring, coaching, or flexible work arrangements.
Accessible Application for All
As part of the Disability Confident Scheme, we support candidates with disabilities or long-term health conditions through the Offer an Interview Scheme, for those meeting the essential skills for the role.
Contact our Resourcing team to opt into this scheme or for assistance with your application, including larger text, hard copies, or spoken applications.
Hr-recruitment@allianz.co.uk
For any inquiries or to submit your application, please contact: Charlotte Whalley
Closing date 04/02/2026
We reserve the right to close the advert early if we reach enough applications.
Join us - Let’s Care for Tomorrow.
90184 | Underwriting | Professional | Non-Executive | Allianz UK | Full-Time | Permanent
.