Corporate Banking Manager (Development) - Bromley/Croydon
This is an exciting opportunity to join an established team at Bromley branch as a Corporate Banking Manager. With the opportunity to work from both the Bromley and Croydon branches, the successful candidate will manage a portfolio of business customers across the full range of corporate products and services. The portfolio is based in Bromley and is predominantly made up of property lending customers, along with local trading businesses and non‑borrowing customers. You will have full responsibility for all aspects of client relationships, including the preparation of credit applications, financial and risk analysis, balance‑sheet analysis, annual reviews, monitoring of management accounts, covenant compliance and profitability.
Responsibilities
* Maintain and develop a portfolio of corporate customers, building relationships and ensuring customer satisfaction through excellent service.
* Identify, meet and win prospective new customers or introducers by outlining the services and facilities offered.
* Complete credit applications and credit annual reviews in line with the Bank’s Credit Policy.
* Interpret financial information provided by customers, evaluate lending propositions, assess and formulate risk ratings correctly and structure transactions, ensuring the right customer selection.
* Develop and maintain a sound understanding of the local market, and maintain relationships with professional firms and introducers.
* Attend suitable networking events and undertake focused business development activities.
* Identify and offer customers, on a needs basis, the appropriate Handelsbanken products and services, communicating relevant features, benefits and risks.
* Carry out general administration, prepare and review legal documentation for accounts (including KYC/AML reviews), lending facilities and securities.
Ideal Candidate
* Applicants with a proven track‑record in corporate relationship and portfolio management are welcomed. The successful candidate will understand the Bank’s Credit Policy and processes and will take the initiative to drive their own performance. They will have demonstrable knowledge of the Bank’s suite of corporate products and a good understanding of competitor products, industry trends and market drivers. The applicant will take ownership of their portfolio and possess strong business development capabilities.
* The successful applicant will be able to build strong professional relationships at all levels, represent Handelsbanken effectively and will have effective interpersonal and communication skills (both written and verbal) as essential to the role.
* The applicant must be a strong team player, flexible, proactive and conscientious, bring a positive attitude and work with integrity and discretion, able to work effectively under pressure.
* They will appreciate the need to provide exceptional service to existing and potential customers, have strong attention to detail, an organised approach to work and demonstrate high levels of accuracy.
* Previous experience in dealing with lending documentation/security and AML/KYC procedures for business customers or transactions would be advantageous.
* A high level of computer literacy (Microsoft Word and Excel) is essential; training will be provided on internal IT systems.
Equality and Diversity Statement
Handelsbanken is deeply committed to embedding good equality and diversity practice into all of our activities. This is so that we are an inclusive, welcoming and inspiring place to work that encourages everyone to apply, regardless of socio‑economic background, age, disability, pregnancy and/or parental status, race (including colour, nationality and ethnic or national origin), veteran status, marital and civil partnership status, religion or belief, sex, gender reassignment or sexual orientation.
Benefits
* Wide range of learning and development opportunities.
* Competitive salary and extensive benefits including private medical insurance, income protection and life assurance.
* Market‑leading pension contribution of 15% paid by the bank, invested in a wide range of funds (including ESG and Shariah funds).
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