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Founding chief executive officer (ceo) – bermuda life insurance start-up

Hamilton
Waterdrop Inc
Chief executive officer
Posted: 6 October
Offer description

Overview

Founding Chief Executive Officer (CEO) – Bermuda Life Insurance Start-Up. We are a China‑based insurance‑tech group establishing a new life insurance company in Bermuda. We are seeking a founding CEO who will lead the venture from ground-zero through licensing and commercial launch. This is a hands‑on, builder role requiring regulatory expertise, strategic vision, and operational execution skills, with a proven track record of securing a Bermuda Monetary Authority (BMA) full (re)insurance license for Long‑Term business and building the subsequent operational infrastructure.


Key Responsibilities

* Lead the entire BMA license application process as the primary point of contact and responsible officer, including preparation and submission of all required documents (Business Plan, Capital Model, P&P, etc.) in adherence to the BMA Supervisory Principles (SPMs).
* Structure the company’s capital solution and oversee the initial capitalization process.
* Establish the Bermuda legal entity and design the corporate governance framework (Board, committees).
* Build trusted relationships with key local stakeholders including the BMA, legal counsel, auditors, and corporate service providers.
* Phase 2: Post-Licensing Build-Out & Commercial Launch — develop the long-term vision, product strategy (example focus: High-Net-Worth Life, Annuities, etc.), and market positioning.
* Recruit, hire, and lead the founding team across all critical functions: Actuarial, Underwriting, Finance, Risk, Compliance, and Operations.
* Oversee the selection and implementation of core operational systems (policy administration, claims, etc.).
* Establish a robust risk management and compliance culture aligned with Bermuda regulatory standards.
* Develop and manage the annual budget to ensure financial discipline and sustainability from inception.
* Ongoing: Strategic Leadership & Stakeholder Management — report progress, risks, and performance to the Board; act as the external face to investors, reinsurance partners, and potential distribution channels (e.g., private banks, family offices).
* Foster a high‑performance, collaborative, and ethical work culture.


Qualifications & Experience (Mandatory)

* Minimum of 15+ years of progressive experience in the life insurance industry, including direct experience leading the application for and obtaining a full insurance license from the BMA for a new or growing entity.
* Leadership profile as a founder, founding CEO, or similar C‑level builder role with P&L responsibility and experience building a company or significant business unit from the ground up.
* Deep regulatory expertise in Bermuda’s insurance regulatory framework (SPMs) and established professional relationship with the BMA.
* Exceptional strategic planning and financial management skills, including capital modeling, investment strategy, and building realistic business plans for a start-up insurer.
* Fluency in both Mandarin Chinese and English (verbal and written) to liaise with the parent company and Bermuda regulators/partners.


Preferred Qualifications

* Experience in target markets such as High-Net-Worth life insurance, annuities, or cross-border business.
* Advanced degree (e.g., MBA) or professional designation (e.g., FIA, ASA, CFA).
* Unquestionable integrity and a role model for the highest business ethics.
* Visionary leadership with exceptional communication and interpersonal skills.
* Resilient, hands-on, results-oriented with a strong bias for action.
* Ability to operate effectively in a dynamic, entrepreneurial start-up environment.
* Strong leadership, decision-making, and communication skills.


Details

* Seniority level: Director
* Employment type: Full-time
* Job function: Management
* Industries: Insurance

Referrals increase your chances of interviewing at WaterDrop Inc. by 2x. Get notified about new Chief Executive Officer jobs in Hamilton, Bermuda.

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