Job Title: Portfolio & Recoveries Manager Position: Permanent, Mon-Fri – 8.30-5.30pm Location: Central London Salary up to £65k Benefits Bonus Our client is an award-winning short-term property finance lender well recognised amongst the broker community for providing outstanding customer service and securing funding for them on complex deals where others simply can’t. They strive to provide the best service possible, and this is evident in the outstanding reviews they have received. Due to successful growth, they are looking to hire a Portfolio and Recoveries Manager to manage both performing and non-performing loans from legal completion through to the full cycle of effective repayment or enforcement. What’s on offer Impact from day one: Own a live portfolio of short-term property loans across residential and commercial sectors, with clear accountability for both performing and non-performing cases. Full life-cycle control: Manage loans from legal completion through drawdowns and all post-completion events to repayment or enforcement, including redemptions, extensions and instructing third parties (solicitors/receivers). Hands-on recoveries: Lead negotiations, direct enforcement strategies (e.g., LPA receivership), and oversee asset disposals to secure optimal outcomes. Credible platform: Join a specialist bridging lender with a growing loan book, strong execution reputation, and nationwide footprint across England, Scotland and Wales. Senior visibility: Produce regular portfolio/risk reports for senior management; work closely with valuers, solicitors, receivers and internal stakeholders. Professional development: Scope to refine portfolio, collections and recoveries procedures. Why this is a stand-out role True ownership of outcomes: You’re the gatekeeper of loan performance—spot early distress, set recovery strategies, and drive exits rather than just monitor from the sidelines. End-to-end influence: You won’t just “monitor”—you’ll spot early distress, shape resolution strategies, and drive exits. Breadth depth: Blend covenant monitoring, borrower engagement, valuation challenge, legal process management and disposal strategy, end-to-end exposure that’s rare in larger, siloed lenders. Commercial, not just procedural: The mandate is proactive and solutions-led, negotiate, restructure where viable, or enforce decisively to protect capital and returns. Direct line to decision-makers: Frequent interaction with the Head of Credit and senior team, with your analysis shaping portfolio strategy and risk appetite. Chance to improve the machine: Help tighten MI, enhance early-warning triggers, and codify best practice in collections/recoveries—your playbook becomes the firm Career trajectory: Clear scope to progress as the team grows (with near-term pathway discussed for strong performers Please email faye@valorempartners.co.ukto discuss in confidence.