Role Overview
We are seeking a commercially minded and detail-oriented Group Treasury & Liquidity Manager to join Xace. This is a key role, responsible for managing the company’s treasury function, ensuring robust liquidity management, efficient cash operations, and alignment with regulatory expectations in a dynamic payments environment.
Operating across multiple currencies, banking partners, and jurisdictions, the successful candidate will play a critical role in safeguarding both client and corporate funds, optimising cash utilisation, and supporting the scalability of treasury processes. This position is well suited to an individual with strong treasury foundations and experience in payments or financial services, who thrives in a dynamic, evolving environment.
Key Responsibilities
Liquidity & Cash Management
* Oversee daily cash positions, liquidity levels, and funding requirements across multiple entities and bank accounts.
* Develop and maintain robust liquidity metrics and reporting for senior leadership.
* Monitor cash inflows and outflows in partnership with Finance, Operations, and Banking teams to ensure sufficient funding for operational, settlement, and safeguarding needs.
Cash Forecasting & Optimisation
* Prepare and continuously enhance short-term (e.g. 6-week) and long-term cash flow forecasts.
* Drive improvements in forecasting accuracy, methodologies, and data.
* Optimise working capital and cash utilisation while ensuring compliance with regulatory requirements and business obligations.
Treasury Operations & Controls
* Ensure timely and controlled execution of treasury transactions, including payments, FX trades, deposits, and intercompany transfers.
* Develop, implement, and continuously improve treasury policies, procedures, and controls to support operational resilience and scalability.
* Maintain strong oversight of banking relationships and payment flows across multiple rails.
Regulatory & Safeguarding Oversight
* Support compliance with relevant regulatory requirements, including safeguarding, client money rules, and applicable payment services regulations.
* Monitor safeguarding calculations and ensure appropriate segregation and protection of customer funds.
* Collaborate closely with Risk, Compliance, and Finance teams to ensure treasury activities align with internal frameworks and regulatory expectations.
Reporting, Audit & Stakeholder Engagement
* Support regulatory reporting, audits, and internal reviews related to treasury and cash management.
* Provide clear and timely treasury reporting to senior leadership.
* Act as a key partner to internal stakeholders, offering insight and guidance on liquidity, cash management, and treasury risk.
Candidate Profile
Experience
* Experience within a fintech, payments, or financial services environment (e.g. EMI, PSP, digital wallet, or cross-border payments).
* Demonstrated experience in treasury operations, liquidity management, and cash forecasting.
* Experience supporting audits, regulatory reviews, and internal control frameworks.
* Familiarity with safeguarding or client funds requirements in the UK and/or EU is highly desirable.
Qualifications
* Degree in Finance, Accounting, Economics, or a related discipline.
* Professional qualification such as ACA, ACCA, CIMA, AMCT, or equivalent.
Skills & Competencies
* Strong understanding of treasury principles, cash management, and financial controls.
* Working knowledge of banking platforms as well as treasury management and ERP systems.
* High attention to detail with strong analytical and problem-solving skills.
* Ability to operate in a fast-paced environment and manage competing priorities.
* Strong stakeholder management and communication skills.
* Commercial awareness with a pragmatic, solutions-focused approach.
What We Offer
* Opportunity to play a key role in a scaling fintech organisation.
* Exposure to complex, multi-jurisdictional treasury operations.
* Collaborative and fast-paced working environment.
* Competitive compensation package.
* Flexible working arrangements.