A high-growth fintech, partnering with some of the largest names in payments and technology, is looking for a Senior Credit Risk Analyst with deep experience in the German SME or consumer lending market. The company provide AI credit risk solutions allowing partners to provide quick access to tailored funding.
The opportunity:
* Leading credit risk analysis and portfolio monitoring
* Shaping underwriting strategy, pricing, and credit policy
* Analysing portfolio performance and risk trends using SQL
* Delivering actionable insights to improve decisioning and portfolio returns
Essential experience:
* 2–5+ years in credit risk (consumer or SME), with direct exposure to the German market. This a must.
* Strong understanding of PD, LGD, EAD
* Confident using SQL for data analysis and performance tracking
* Familiarity with credit scoring and financial modelling
* Commercial mindset and excellent communication skills
* Comfortable in a scaling, data-led fintech environment
Why apply?
* Join a high-impact, product-led fintech in a major growth phase
* Play a key role in shaping credit strategy for the German market
* Opportunity to collaborate with a wide range of functions and senior stakeholders