Underwriter/ Credit Risk Analyst | Fully Remote | £30k - £35k, Leeds, West Yorkshire
Client:
Skillful
Location:
Leeds, West Yorkshire, United Kingdom
Job Category:
Other
EU work permit required:
Yes
Job Views:
6
Posted:
05.05.2025
Expiry Date:
19.06.2025
Job Description:
Role: Credit Underwriter / Credit Risk Analyst
Location: Fully remote (UK only)
This is a brilliant opportunity to join a digital-first, values-led business that’s already made serious waves in the consumer finance space. With a growing product set spanning Buy Now Pay Later, credit cards, and business finance, they’re helping people buy everything, everywhere, every day, and doing it in a smarter, fairer way.
They’ve built a strong foundation and are now expanding their UK operation, giving you the chance to join early, take ownership, and make a difference from day one. The culture is collaborative, energising, and full of people who care deeply about doing good work. You’ll be trusted, supported, and given the space to grow.
They’re seeking someone to help them grow as a Credit Underwriter / Credit Risk Analyst.
This hands-on role is perfect for someone who thrives on variety. You’ll make real-time credit decisions while also using SQL and Python to support portfolio analysis. Whether you’re an experienced underwriter with an interest in analytics or someone blending both skills, this role offers growth and impact opportunities.
Successful candidates will have experience underwriting unsecured personal loans or be comfortable assisting with underwriting. A good understanding of credit risk is essential. You should be comfortable working independently, identifying risks, and making confident decisions balancing risk with growth.
Key responsibilities include:
* Reviewing and assessing consumer credit applications across a growing portfolio
* Engaging with customers and gathering additional information as needed
* Spotting risk and fraud, and making well-reasoned credit decisions
* Supporting analytics projects using SQL and Python (bonus)
* Generating insights on performance and shaping credit strategy
* Collaborating across teams to improve processes and outcomes
* Taking ownership of your work in a fast-paced, fully remote environment
Required experience:
* Underwriting in UK consumer lending, especially unsecured loans
* Working with credit risk strategies and affordability models
* Using SQL or Python, or willingness to learn
* Balancing commercial thinking with attention to detail
* Clear communication and decision-making under pressure
* Experience working remotely with trust, autonomy, and collaboration
If this sounds like your next career move, we’d love to hear from you.
We can provide a full job spec or arrange a brief call to discuss further. Just let us know your preference.
Contact: Info@meetskillful.com or Chris.manning@meetskillful.com
Note: If you are not a passport holder of the country where the vacancy is based, you may need a work permit. For more info, check our Blog.
Applications should be made via the 'Apply now' button. Do not provide bank or payment details.
Created on 05/05/2025 by JR, United Kingdom
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