Motor Underwriting ExecutiveNext Chapter Talent is partnering with a well-established and forward-thinking insurance business to recruit a Motor Underwriting Executive. This is a key hire within their underwriting function, offering exposure to bespoke and niche motor insurance schemes and the opportunity to make a tangible impact on underwriting performance.This role sits at the heart of the underwriting operation, supporting the Head of Underwriting and underwriting team while acting as a key point of contact for Sales, Insurers, and Operations.The successful candidate will play a critical role in managing referrals, supporting underwriting decisions, and ensuring risks are assessed accurately, commercially, and in line with agreed business rules and compliance standards.Key ResponsibilitiesAct as the first point of contact for underwriting queries from the sales floor, providing clear, timely, and commercially sound guidance.Manage and respond to internal and external underwriting referrals, including insurer referrals where required.Take ownership of in-house referrals from the sales team, ensuring risks are clearly presented and decisions appropriately documented.Confidently present risks to bespoke underwriters and agree terms within delegated authority.Maintain accurate and compliant administration and filing for insurer and product documentation.Assist with the generation and analysis of scheme performance data, using internal systems to support underwriting insight.Monitor underwriting performance, including insurer loss ratios, to support informed decision-making.Maintain strong knowledge of company products, underwriting criteria, and external market developments that may impact underwriting outcomes.Make consistent underwriting decisions in line with business rules, processes, and compliance requirements.Work closely with Operations to ensure all underwriting activity meets regulatory and compliance standards.Represent the business in a professional and confident manner at all times.Person SpecificationStrong understanding of processes and procedures, with the ability to manage priorities effectively.Proven ability to deliver high-quality, accurate work within tight deadlines.Excellent attention to detail and a strong sense of ownership.Confident relationship manager, able to engage with internal and external stakeholders at all levels.A proactive mindset with a genuine desire to learn, develop, and challenge the status quo.Strong alignment with company values and a collaborative approach to teamwork.Outstanding communication, reporting, and problem-solving skills.A team player who actively contributes to wider business objectives.Qualifications & ExperienceMinimum of 3 years' experience in Personal Lines Motor Insurance.Strong experience working with bespoke and niche motor insurance risks.Demonstrable understanding of motor insurance risk factors, assessed to a high technical standard.Proven experience of monitoring underwriting performance, including insurer loss ratios.Experience managing external insurer relationships.Previous experience working with motor insurance schemes.Confident supporting sales teams with underwriting queries and technical guidance.Why Apply?This role offers the chance to join a business that values technical expertise, collaboration, and continuous improvement. It provides strong exposure to niche underwriting, meaningful stakeholder interaction, and genuine scope for professional development.Please note: This overview is designed to give a clear sense of the role, though it isn't an exhaustive list of every responsibility or requirement.To learn more about this opportunity, please reach out to Zara Benson at Next Chapter Talent.Next Chapter Talent is a boutique, founder-led property recruitment consultancy who specialise in placing exceptional talent across the UK. If you're considering a new challenge or are recruiting for your team, please get in touch.