Software Engineering Graduate Programme - UnderwriteMe (London)
Application Deadline: 27 May 2026
Department: Technology
Employment Type: Full Time
Location: London
Compensation: £0 / year
Description
Software Engineering Graduate Programme (London)
Start Date: September 2026
Salary: £ competitive plus excellent benefits
This is a hybrid role requiring a minimum of 1-2 days per week in our London office.
The closing date for applications is Wednesday 27th May 2026 but get your application in quickly as we reserve the right to close earlier!
The assessment centre for these roles will be held on Thursday 2nd July 2026.
About Us
UnderwriteMe is a UK based Insurtech creating disruptive SaaS solutions for the insurance industry. We are on a mission to make life insurance more widely accessible, providing technology to ensure people and their loved ones are protected when the inevitable happens.
We are wholly owned by Pacific Life, but operate as an autonomous business within the company. This gives us the best of both worlds - the freedom to act like a technology scale‑up, with the stability of a large company meaning longer‑term thinking and no last minute pivots to gain our next funding round. Pacific Life Re became 100% shareholder of UnderwriteMe in 2017 given the strategic synergy with its reinsurance business.
UnderwriteMe has two main products we sell to customers:
* Decision Platform - a B2B enterprise platform that provides a best-in-market Underwriting Rules Engine used by over 35 insurers to power their underwriting decisions. The product is sold across UK & Ireland, Asia-Pacific and North America. The platform combines our engine with technology to source and process third‑party information supporting underwriting decisions for insurers. We are already working on capabilities, powered by AI, to make these decisions even more efficient.
* Protection Platform - a B2B2C marketplace used by over 15,000 advisors to power quoting and purchase of protection products in the UK. We currently deliver over 20% of the UK markets protection policies and we are already working to increase our reach.
UnderwriteMe is part‑way through a multi‑year transformation to adopt a Product Operating Model, modernising our architecture and moving our products to a SaaS model. We still have much to do, and we’re looking for people to join us on this challenging and exciting journey.
Who We're Looking For
* Someone who brings energy, curiosity and a willingness to learn and grow
* A strong team player who likes solving problems collaboratively
* A clear communicator with excellent written and verbal English
* A passion for building software to solves real user problems
What You’ll Need
Achieved or predicted 2:1, in ANY undergraduate degree subject.
Demonstrated experience building software applications through personal projects, academic work, open‑source contributions, internships, or commercial roles (any programming language is fine). This experience will be explored during the interview process.
What Are We Offering?
As a Graduate Software Engineer you will work as a hands‑on engineer within one of our two products (Decision Platform or Protection Platform). We envisage you spending your first year embedded within one of our multi‑disciplinary teams consisting of product managers, engineers and designers, building software for our customers. Our main technology stack is Java for APIs, React / Next.js for Front End and everything is hosted on AWS using Terraform. We use Python across our Data and AI use cases with Snowflake as our data lake technology.
As a software business, we are constantly looking to evolve our existing products and build out new products for the insurance industry. A few examples of problems that our teams are currently solving:
* Building out new use cases for our newly released AI Engine. Our first AI product, AI Engine is supporting underwriters by making complex manual processes simple and quick. Our initial use cases focus on comparing the questions and answers of an applicant with medical evidence to see where an applicant may have misrepresented themselves.
* Building out and improving our Protection Platform product. The product itself has been in the market for a number of years but this year we are evolving the features to drive more value for our customers and encouraging them to use the software daily to submit applications. We are also evolving our product as a technology solution to power large protection firms who will use our APIs to drive growth within their businesses.
* Improving the operational efficiency and cost effectiveness of our flagship rules engine. Our rules engine is already used by many insurers but this year we are evolving how we deploy our engine to reduce costs and improve our ability to make changes more quickly.
Throughout your time on our Graduate Scheme you will become a well‑rounded software engineer, learning how to work as part of a team but also improving your technical craft. You will work with a team of mixed experience, initially learning from more senior members, but by the time you finish as a graduate we expect you will be starting to learn how to help others. You will have an experienced, dedicated manager to support you in your growth.
While we expect you to spend a whole year working in a single area of the team, there will be opportunities once you have completed this time to move into other areas of the team if these align with your interests.
As you advance in your technology career with us, we will support your learning and development, provide exposure to different technologies, as well as offer additional training to enhance your professional skills.
Our transparent career framework empowers you to take accountability of your professional growth beyond the Graduate Programme. We’re committed to supporting and developing our people throughout their careers with us.
Our Culture
At UnderwriteMe, we believe that our people are our biggest strength. We’re committed to creating a workplace where everyone feels valued, heard, and empowered to thrive. Our culture of Diversity & Inclusion means you’ll be supported to bring your whole self to work, every day.
We also believe that flexible working is key to doing your best work – but equally, we know the power of coming together in person to learn, grow, and connect.
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