Ryft is a rapidly growing, FCA-regulated payment facilitator that enables platforms and marketplaces to seamlessly onboard merchants and process payments with compliance built in. Backed by leading investors and fresh from our Series A raise, we're scaling fast and looking for ambitious talent to join the journey.
The Role
We're looking for a Risk Manager to own and evolve Ryft’s risk management framework. You’ll play a critical role in protecting the business from operational, financial, and compliance risks while enabling us to scale with confidence. You'll work cross-functionally with compliance, underwriting, product, and engineering to ensure risk is well-managed without becoming a blocker to growth.
Key Responsibilities
* Develop and maintain Ryft’s risk management policies, frameworks, and procedures
* Manage an underwriting, compliance and operations team
* Own the enterprise risk register and drive regular reviews across all departments
* Monitor and assess financial risk exposures (e.g. fraud, chargebacks, credit, merchant behaviour)
* Help underwriting to assess and manage merchant risk profiles
* Liaise with payment partners, acquirers, and regulators on risk matters
* Proactively identify new and emerging risks from business operations, markets, and partners
* Lead risk incident response and post-mortem processes
* Deliver regular risk reporting to the leadership team and board
* Contribute to the enhancement of controls through automation and tooling
* Support audit and regulatory engagements related to risk
Requirements
* 4+ years of experience in risk management, preferably in a fintech, payments, or regulated financial institution
* Solid understanding of financial risk, operational risk, and regulatory requirements (FCA, PSD2, AML)
* Experience working with acquirers, schemes, or payment service providers
* Strong analytical and problem-solving skills
* Excellent communication and stakeholder management abilities
* Ability to work in a fast-paced, scale-up environment
* Nice to have: Experience with fraud tooling, transaction monitoring, or data analysis (e.g., SQL)
What We Offer
* A chance to shape the future of payments at a high-growth fintech
* Meaningful equity options
* Hybrid working with flexible hours
* 25 days holiday + bank holidays
* Regular team socials and offsites
Seniority level
* Seniority level
Mid-Senior level
Employment type
* Employment type
Full-time
Job function
* Job function
Finance and Sales
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