Responsibilities
* Define and maintain the Group Risk Management Framework, policy framework, and governance standards.
* Lead the development and implementation of risk tools and group-wide reporting mechanisms.
* Provide oversight, advice, and challenge on principal risks managed at the group level.
* Deliver independent assurance of risk management and control effectiveness at the request of regional MDs or group function leaders supported by the designated MLROs in the specific regions.
* Operate as a central point of coordination for risk governance and regulatory engagement.
* Build and lead a high-performing team with expertise in risk frameworks and principal risk domains.
* Partner with regional Risk and Compliance teams to ensure alignment and continuous improvement.
* Support the COO in ensuring the Group's risk management approach is effective, scalable, and aligned with regulatory expectations.
* Act as a key contributor to governance forums and committees, including providing secretariat support to group subsidiaries.
About you
Key Skills and Experience we would love you to have
* Risk Management Expertise - Proven experience in designing and implementing enterprise risk frameworks in a regulated environment. Deep understanding of principal risk types including operational, conduct, financial crime, and third-party risk. Previous experience in the payments industry with SME knowledge in safeguarding.
* Strong knowledge of governance structures, regulatory engagement, and internal control frameworks.
* Strategic Leadership - Experience setting direction and priorities for risk management aligned with business goals. Ability to influence senior stakeholders and drive cross-functional collaboration.
* Operational Delivery - Demonstrated ability to deliver high-quality outputs efficiently and at scale. Skilled in risk reporting, assurance, and continuous improvement.
* Team Development - Track record of building and developing high-performing teams, fostering a culture of accountability, learning, and excellence.
Additional qualities
* Strategic thinker with a pragmatic, delivery-focused approach.
* Strong communicator and influencer, able to operate effectively at all levels.
* Resilient and adaptable, with the ability to lead through ambiguity and change.
* Embodies Modulr's values: Build the extraordinary; Own the opportunity; Move at pace; Achieve it together.
What can Modulr offer you
* Share Options Incentive Scheme: The more successful we are together, the greater the reward.
* Flexible benefits including private medical insurance, gym membership, health checks, etc.
* Perkbox discounts and freebies.
* 33 days holiday (including bank holidays) & your birthday off.
* Learning opportunities through our onboarding programme, ModStart, and ongoing development platforms.
* Participation in company-wide events and a collaborative workspace in Edinburgh, London, and Amsterdam.
* Bike to work / E-bike scheme.
Inclusion at Modulr
We are committed to building a diverse and inclusive culture where everyone feels they belong. We encourage applications from candidates of all backgrounds. By submitting your CV, you agree that we may process your personal data for recruitment purposes. You can request removal of your data at any time by contacting us at peopleops@modulrfinance.
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