About Us
Phoenix Money is a bridge lending business that specialises in providing short term finance to small and medium-sized property developers, traders, and investors. All loans are typically secured against completed or refurbishment, residential and some commercial projects. Formed in January 2020, Phoenix has experienced significant growth and now has a combined group loan book in excess of £49m. The company is aiming to reach a £100m lending book by YE Dec 2026.
As we enter an exciting stage of our business, we're now seeking to hire an in-house Chartered Surveyor to join our team.
Role Overview
We are seeking a qualified MRICS Chartered Surveyor to join our in-house team, focusing on property valuations and risk assessments for bridging and development finance. This role is pivotal in ensuring that all loan applications are underpinned by accurate, market-aligned valuations and comprehensive due diligence.
Key Responsibilities:
* Conduct internal desktop and site-based valuations in line with RICS standards
* Review third-party valuation reports and assess property risks for secured lending
* Evaluate development projects for feasibility, cost, and return analysis
* Collaborate with underwriting, legal, and operations teams throughout the loan lifecycle
* Produce clear, structured reports and recommendations for lending decisions
* Monitor market trends to support accurate valuations and risk mitigation
* Assist with distressed asset strategies and exit planning
* Ensure compliance with internal policies and Red Book standards
Key Requirements:
MRICS Chartered Surveyor with 5+ years' experience (3+ post-qualification)
Strong background in valuations for lending, development, or investment
Solid understanding of property law, planning, and development viability
Analytical and commercially astute, with excellent communication skills
Comfortable with both field inspections and desktop assessments
Desirable:
Experience in bridging or development finance
Ability to manage multiple stakeholders and deadlines
Proactive and collaborative, with a strong risk management mindset
What We Offer
25 days annual leave plus bank holidays
Discretionary annual company bonus
Car parking facilities
37.5 hours per week (Monday to Friday)
Hybrid working arrangement
Opportunities for career progression and growth
Team social events
Modern offices, just a 10-minute walk from central Liverpool
Salary Sacrifice Car Scheme
Conveniently accessible by public transport
Apply
To apply for the role please email with a covering letter outlining the key attributes you can bring to our team.