Retail Credit Risk Manager
Location: UK / Remote
Level: Mid-Level (5+ years experience)
The Opportunity
Risk at Revolut isn't a back-office function—it's a core driver of our growth. We are looking for a Retail Credit Risk Manager to help scale our retail portfolio. You will be the bridge between sophisticated risk modelling and real-world profitability, ensuring we grow aggressively but safely.
What's in it for you?
* Influence: Work directly with the first line to launch new products and initiatives.
* Data-Driven: Use your analytical skills to calibrate risk appetite and limit governance.
* Visibility: Engage with regional regulators and key committees on material exposures.
What you'll be doing
* Portfolio Oversight: Managing retail credit risk exposure and designing risk-adjusted return requirements.
* Model Collaboration: Partnering with Risk Modelling teams to develop and implement cutting-edge credit models.
* Strategic Governance: Setting risk appetite limits and ensuring we stay within them.
* Risk Identification: Spotting emerging trends before they impact the portfolio and leading reactive strategies.
* Stakeholder Management: Translating complex risk data for committees and regulators.
What you'll need
* Experience: ~5 years in Retail Credit Risk, within Financial Services.
* Risk Areas: Credit Card, Personal Loans, Buy-now-pay-later, etc
* Technical Grip: Solid understanding of credit risk models and the ability to quantify complex exposures.
* Business Acumen: You understand how risk impacts the bottom line and customer trust.
* Communication: The ability to challenge the business and present to regulators with confidence.