Base pay range
Location: Birmingham (Hybrid - 3/4 days a week in the office)
Salary: Between £45k - £55k (negotiable depending on skills, experience and qualifications)
The Opportunity
You’ll play a key role in underwriting a wide range of motor fleet risks, working closely with brokers, and helping drive the performance of our fleet portfolio.
Key Responsibilities
* Assess and underwrite motor fleet risks by analysing claims history, driver profiles, vehicle types, and risk management practices.
* Price and structure terms across a wide premium range (£10k – £250k, with occasional larger cases up to £2M).
* Draft and adapt policy terms, endorsements, and conditions in line with delegated authority.
* Build and maintain strong broker relationships to secure new business and retain renewals.
* Monitor portfolio performance, profitability, and claims trends, taking action where required.
* Ensure all underwriting decisions comply with regulatory and internal standards.
* Keep up to date with market developments and competitor activity to inform decision-making.
* Share expertise and support team development, mentoring junior underwriters where appropriate.
About You - Knowledge and Experience
* Minimum 3+ years’ fleet underwriting experience.
* Strong technical knowledge and ability to work within delegated authority.
* Confident negotiator with excellent relationship management skills.
* Commercially minded, with the ability to balance risk and growth.
* Comfortable working in a fast-paced environment and able to hit the ground running.
* Performance-based bonus
* Contributory pension scheme (up to 12% employer contributions)
* Life assurance (up to 10x annual salary)
* Option to buy or sell up to 5 days’ leave
* Employee discounts and wellbeing resources
Seniority level
* Mid-Senior level
Employment type
* Full-time
Job function
* Other
Industries
* Insurance
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Birmingham, England, United Kingdom
West Midlands, England, United Kingdom
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