Summary
Job Description
Group Head of Debt Capital Markets
Location: Leeds, Thorpe Park, Hybrid.
Our focus on sustainability, hybrid working, leadership development and career progression makes working at Lowell a rewarding experience.
Accountabilities and Responsibilities:
Debt Capital Markets Strategy:
1. Analyse market conditions and trends to identify optimal funding opportunities and manage associated risks.
2. Collaborate with senior management to determine funding requirements and establish appropriate debt structures.
Debt Issuance and Investor Relations:
3. Lead and manage the process of debt issuance, including conducting due diligence, preparing offering memorandums, and negotiating terms and conditions.
4. Maintain relationships with financial institutions, rating agencies, and investors to ensure access to diverse funding sources and favourable terms.
Financial Analysis and Reporting:
5. Prepare financial models, projections, and reports to support decision-making related to debt issuance and refinancing.
6. Be responsible for the maintenance of existing funding structures, including the preparation of securitisation reporting.
7. Assist the Group Treasurer in funding, liquidity and leverage planning, alongside Group ALCo and other governance reporting.
8. Collaborate with the finance team to ensure accurate and timely reporting of debt-related information to stakeholders.
Risk Management:
9. Identify and assess risks associated with debt capital markets activities and develop appropriate risk mitigation strategies.
10. Be responsible for financial analysis to assess the impact of moves in market interest rates and currencies on the Group’s balance sheet.
11. Examine hedging strategies to manage interest rate and currency risks associated with market risk implications to the Group’s balance sheet.
12. Manage the DCM related exposures towards Credit and Operational risks.
What we need from you:
13. Significant experience / qualification in Treasury (Cert BALM / ACT), Finance, or a related field
14. Relevant experience in debt capital markets, treasury, or investment banking.
15. Deep knowledge of debt capital markets instruments, structures, and legal documentation.
16. Proven experience in executing debt issuances and managing relationships with financial institutions and investors.
17. Excellent financial analysis and modeling skills, with proficiency in financial software and tools.
18. Strong understanding of risk management principles and strategies in debt capital markets and the management of a Financial Services balance sheet.
19. Experience in fast-paced, high-growth digital or consumer environment with experience of European and international markets.
20. Experience of financial analytics preferably a credit management or private equity is desirable
21. Commercial acumen in understanding business changes to financial performance and impact on business goals
A mission that gives back:
You’ll also have lots of opportunities to make an impact on your personal development. At Lowell we have a big focus on helping our colleagues develop their careers and grow with us, together.
So, whatever your culture, gender identity, religion, ethnicity, age, neurodiversity, or disability status, if you’re ready to help us make credit work better for all, we think you’ll fit right in. Our people are our strength, so we build strong teams thriving with diverse voices, and offer benefits that can keep our people strong.
That means…
22. A discretionary annual bonus for a job well done.
23. 3% flexible benefits; pick additional benefits or take as cash each month. Whether this is extra holiday or dental cover there will be something for you.
24. Free parking when you are in the office and when working from home, you’ll be fully equipped with everything you’ll need to be successful.28 days holiday plus public holidays with the option to purchase up to an additional 5 days.
25. A fantastic culture with more little perks along the way including, self-development opportunities, recognition awards and on-site facilities to support the varying needs of our colleagues.
26. Wellbeing support and a programme of webinars and classes geared towards mindfulness.
27. Job security
Ready to share in that mission?
Our people are our greatest asset. That means part of our mission is building a workplace where you can grow with us, and help us go on to make a difference, together.
Together, we go further - and it starts with you. So, if you’re interested in adding your voice to our fantastic team of people, take the first step and apply today…