Head of Corporate Underwriting Multinational Conglomerate Surrey or potentially Cardiff Hybrid Working £100 OTE car My client is a multinational financing conglomerate based in Surrey. They are looking for a Head of Corporate Underwriting to be responsible for overseeing corporate credit underwriting across the country, safeguarding sound practices, regulatory compliance, and portfolio quality are upheld. The successful candidate will manage a large and diverse credit portfolio that requires thoughtful analysis, particularly when addressing underperforming or high-risk exposures. Responsibilities Manage credit underwriting operations in the UK market, to make sure key performance indicators are met. Make informed credit decisions within delegated lending authority and present significant exposures to the Loan Committee with clarity and professionalism. Provide expert recommendations to approval authorities. Conduct risk assessments for new products in accordance with PANO guidelines. Oversee a diverse portfolio of corporate credits, focusing on operational efficiency and productivity. Identify early signs of increased risk and apply expertise to address belowstandard credits, strengthening portfolio quality. Recognise and pursue opportunities for additional business. Promote compliance with internal and external regulatory frameworks, including ACPR requirements. Monitor and support achievement of corporate cost of risk targets. Encourage continuous improvement in underwriting processes and decision-making frameworks. Build strong relationships with internal stakeholders and external partners to support business goals. Manage requests from internal and external auditors. Promote innovation and best practices in credit risk analysis and portfolio management. Support strategic planning and decision-making through data-driven insights and risk evaluation. Represent the Corporate Lending Centre (CLC) in cross-functional initiatives and contribute to broader corporate objectives. Manage and support a team of credit analysts, fostering a collaborative and growth-oriented culture through training and mentoring. This role requires using delegated lending authority responsibly, with independent judgement and making important credit decisions. It also involves presenting major exposures to the Loan Committee. This role shapes risk strategy through product evaluations, portfolio management, and early identification of warning signals, while maintaining strict regulatory compliance. Additionally, the successful candidate will drive operational efficiency by enhancing underwriting processes and decision-making frameworks.