Job Description
A leading specialist lender renowned for their expertise in bridging finance and buy-to-let (BTL) mortgages currently requires a Second Charge Underwriter to join its highly successful and vibrant team.
These are office-based positions based in Watford.
A competitive salary is on offer, with comprehensive benefits and bonus
Job Description
Second Charge Underwriter Key Accountabilities
* Take ownership of tasks delegated from the Team Leader such as UAT testing, product set up in fusion, update procedure documents, etc.
* Manage the Team in the absence of the Team Leader.
* To assist in the training, mentoring and be a referral point to less experienced members of the team.
* Be a referral point for broker support for queries on applications in the absence / unavailability of the Team Leader.
* Maintain broker relationships that are integral to the growth for WOSL.
* Promote our Team Ethic.
* Ensure all underwriting is in line with Company policy and within regulation.
* Underwrite large loan applications (up to £250k) and maintain a pipeline of cases.
* Liaising with introducers, valuers and solicitors ensuring an excellent relationship is maintained.
* Ensure that all cases are Underwritten within the Groups Risk appetite.
Second Charge Underwriter Skills & Competencies
* Ability to work as part of a team.
* Pass internal competency tests post induction.
* High attention to detail.
Second Charge Underwriter Knowledge & Qualifications
* A strong understanding of FCA regulation
* CeMAP (desirable, not essential).
* Minimum of 5 GCSEs A-C (Including Maths and English)
Second Charge Underwriter Personal Attributes
* Flexible.
* Articulate.
* Well organised.
* Robust and comfortable working to deadline and under pressure.