We are seeking a dynamic and experienced FI Credit Analyst to join our clients FIG Credit Risk team in London. The role will focus on credit analysis and risk assessment of banks and other deposit-taking institutions across both developed and emerging markets. The successful candidate will be responsible for assessing counterparty risk, producing high-quality credit opinions, and supporting business lines with credit decisions that align with the bank’s risk appetite.
Key Responsibilities
* Credit Analysis & Risk Assessment
* Conduct independent credit analysis of banks and financial institutions in assigned geographies (developed and emerging markets).
* Evaluate quantitative and qualitative factors, including capital adequacy, asset quality, profitability, liquidity, funding structure, regulatory environment, and management quality.
* Produce and maintain internal credit ratings, risk assessments, and limit recommendations.
* Stay abreast of macroeconomic, political, and regulatory developments impacting assigned jurisdictions.
* Portfolio Management
* Monitor credit exposures and maintain up-to-date risk assessments for all counterparties.
* Identify early warning signals and propose risk mitigation strategies as necessary.
* Ensure timely annual and interim reviews in accordance with policy.
* Stakeholder Engagement
* Work closely with Relationship Managers, Trading/Capital Markets, Treasury, and other business units to support new transactions and existing exposures.
* Liaise with internal stakeholders including Risk Committees, Legal, Compliance, and Operations.
* Policy & Governance
* Ensure all credit decisions and recommendations comply with the bank’s internal policies, procedures, and regulatory requirements.
* Support the enhancement of credit risk methodologies, models, and frameworks.