At WTW, we believe difference makes us stronger. We want our workforce to reflect the different and varied markets we operate in and to build a culture of inclusivity that makes colleagues feel welcome, valued and empowered to bring their whole selves to work every day. We are an equal opportunity employer committed to fostering an inclusive work environment throughout our organisation. We embrace all types of diversity.
The Role
We are seeking a Senior Financial Advisor to join WTW’s Financial Planning Group. In this role, you will provide guidance and regulated advice to individuals who are direct clients of WTW or members of some of our largest pension scheme clients. Our guidance and advice services focus on retirement planning, requiring a extensive understanding of the UK pensions landscape, investment, and broader financial planning knowledge.
This is a great opportunity for someone with solid experience in the UK financial advice market to grow their career. Join a financial planning team that is focused on strong committment to ethical practices and doing the right thing for our clients. Providing guidance and advice to employees and members of large workplace pension plans and corporates. No requirement to have existing clients.
At WTW, we trust you to know your work and the people, tools and environment you need to be successful. The majority of our colleagues work in a ”hybrid”(#LI-Hybrid) style, with a mix of remote, in-person and in office interactions dependent on the needs of the team, role and clients. Our flexibility is rooted in trust and “hybrid” is not a one-size-fits-all solution. We understand flexibility is key to supporting an inclusive and diverse workforce and so we encourage requests for all types of flexible working as well as location-based arrangements. Please speak to your recruiter to discuss more.
You will be involved in delivering guidance and advice in the following areas:
1. Preparing for retirement for people who are over the age of 55
2. Retirement income strategy, including advising on annuities, drawdown, UFPLS, or blended solutions as appropriate
3. Advice in retirement: maintaining income and adapting to changing needs and circumstances
4. Pension switching and consolidation
5. Investment advice and subsequent portfolio reviews
6. Detailed Annual Allowance planning
7. Estate planning
8. Workplace financial education
Performance Objectives:
Clients:
9. Apply specialist knowledge to provide high-quality, cost-effective guidance and advice tailored to clients' needs and objectives.
10. Display extensive knowledge of financial planning topics, providing written and verbal advice to clients, prospects, and colleagues.
11. Build credibility with clients and prospects, taking on additional individual client or account responsibilities.
12. Deliver face-to-face elements of workplace structured financial education projects.
13. Monitor and promote client satisfaction, managing expectations on budgets and timescales.
14. Cultivate relationships beyond initial client appointments to broaden or deepen services provided.
15. Promote marketing efforts for individual client opportunities.
16. Collaborate with the wider WTW business to promote and expand workplace financial guidance services.
Excellence:
17. Demonstrate excellent written and verbal communication skills.
18. Share ideas and provide constructive feedback while fostering collaborative problem-solving by analysing complex technical and regulatory issues.
19. Ensure compliance with the WTW Excellence framework.
20. Maintain Statement of Professional Standing status, meet WTW CPD requirements, and comply with WTW standards for advice relating to regulated new business.
People:
21. Positively mentor and develop junior associates through formal processes and informal day-to-day interactions.
22. Clearly specify task requirements to Paraplanners/administrators to ensure efficient and budget-compliant work delivery.
23. Develop meaningful professional relationships and network of contacts within WTW and with providers.
Financial:
24. Work collaboratively and manage tasks effectively where appropriate, with accurate time recording.