Principal Analyst Acting as the technical lead and subject matter expert within the Head Office Pricing function. Use your expertise to contribute to NFU Mutual’s largest transformation programme. Designing, building and implementing pricing models and rating logic to support robust, compliant pricing decisions 80% hybrid working with 20% from our Stratford Upon Avon Office About the roleWorking in Pricing at NFU Mutual feels genuinely different. With a clear focus on customers rather than shareholders, the team’s work has real impact — supporting local communities, protecting livelihoods, and helping our UK‑wide Agency Network deliver exceptional service. Our Pricing team is central to how we support our customers, and its role is becoming even more crucial. The team is now at the heart of one of NFU Mutual’s most significant transformation programmes, shaping how pricing will operate in the future to ensure fair, insight‑driven outcomes. To deliver this transformation, the team is expanding and creating exciting opportunities to join at a pivotal moment. This is a rare chance to influence a high‑profile, business‑wide initiative where your work will be visible, valued and acted on. By working closely with colleagues across the business, you’ll play an important role in shaping NFU Mutual’s future. Beyond the transformation, you’ll join a Pricing team committed to continuous improvement, offering ongoing opportunities to grow, add value and make a real difference. If you want to drive meaningful transformation while developing your own career, now is the ideal time to join us. As a Principal Analyst, you’ll play a critical role in shaping and delivering high-quality pricing solutions. Using your deep technical expertise across pricing disciplines, you’ll lead complex analytical work, act as an escalation point for technical queries, and ensure pricing outputs meet regulatory, business and customer expectations. You’ll work closely with stakeholders across Pricing, Underwriting, IT and wider programmes, influencing decisions through insight and expertise. Alongside hands-on analytical delivery, you’ll act as a technical role model, supporting colleagues through coaching, mentoring and change. This is a senior technical role offering both hands-on modelling and strategic influence, with opportunities to drive improvements in pricing capability, tools and ways of working. Key responsibilities Lead on complex pricing analyses including data engineering, model design and algorithm development Design, build, review and continuously improve pricing models, rating algorithms and performance reporting Act as the technical escalation point, owning quality assurance of pricing models, data and outputs Ensure pricing solutions comply with regulatory, governance and reporting requirements Translate complex technical analysis into clear insights and recommendations to inform business decision-making Coach, mentor and develop analysts, improving technical capability and supporting colleagues through change Build strong working relationships across Pricing, Underwriting, IT and programme teams to ensure effective delivery Identify and implement improvements to pricing processes, tools and methodologies Lead and plan pricing-related projects and activities, managing delivery autonomously Deliver short-term and one-off initiatives as agreed with your Line Manager About youYou will also bring: Essential Strong technical experience within a pricing, analytics or actuarial environment Advanced experience designing, building and reviewing pricing models and rating algorithms Proficiency with pricing tools such as RADAR, EMBLEM, R or equivalent platforms Experience working with data, including data preparation, validation and query writing (e.g. SQL, SAS or R) Ability to communicate complex technical outputs clearly to non-technical stakeholders Experience leading or overseeing technical work and acting as a subject matter expert Strong stakeholder management and collaboration skills A proactive, delivery-focused mindset with the ability to manage work autonomously Desirable Experience with demand modelling, loss cost modelling or customer impact analysis Experience coaching or mentoring analysts Knowledge of additional pricing systems such as Polaris or Earnix Experience contributing to pricing-related projects or programmes Progress toward, or completion of, a relevant professional qualification At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees. We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process. We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.Benefits and Rewards Up to £60,000 17.5% annual bonus benefits package Salary [Input relevant salary details / Competitive if unable to disclose] Annual bonus (up to 17.5% of salary) Contributory pension scheme, up to 20%, including your 8% contribution 25 days annual leave bank holidays buy/sell/save holiday trading scheme A Family Friendly policy that helps you balance your work and family responsibilities Access to savings at High Street brands, travel and supermarkets £20 contribution to a monthly gym membership – subject to T&Cs Health and wellbeing plan - cashback for dentist, opticians, physio and more Access to voluntary benefits, including health assessments, private medical insurance and dental insurance Employee Volunteering - volunteer in the community for one day each year Unlimited access to Refer a Friend £500 bonus scheme Life Assurance cover of 4 x salary Employee discounts of 15% on a range of NFU Mutual insurance policies. Salary sacrifice employee car scheme - subject to eligibility Working at NFU MutualWe’re one of the UK’s leading general insurance and financial services companies. For over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us. We pride ourselves on being “a great place to work” and our Gallup Exceptional Workplace 2025 award was not only awarded with Distinction but also named us as the first UK-based company to receive a Gallup Exceptional Workplace for ten years in a row. We are also the only Insurer to feature in the LinkedIn Top 15 Companies 2025 list of ‘Best midsize employers to grow your career in the UK’, the Glassdoor Best Places to Work UK List 2023 and 2024, and were recognised as a certified UK Top Employer by the Top Employers Institute in 2023, 2024 and 2025.We offer a supportive culture where we empower and inspire our people to perform, offer them opportunities to grow, and recognise and reward their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable, so we are successful now and in the future.