Senior Credit Analyst Job Description
We are seeking a highly skilled Senior Credit Analyst to join our team. This is a key role that involves conducting credit limit reviews across all entities, ensuring appropriate credit risk mitigation is in place for trading counterparties, and analysing risks.
Key Responsibilities:
* Credit Limit Reviews: Conduct regular credit reviews for global entities, including those in the USA, Singapore, and South Africa.
* Credit Exposure Monitoring: Ensure credit exposure monitoring systems are effective and that all counterparties operate within approved limits across a diverse portfolio.
* Discretionary Limit Requests: Assess and approve discretionary limit requests, taking into account relevant financial statements and credit insurance policies.
* Credit Insurance Policies: Manage credit insurance policies, including notification of overdue accounts and coordination with insurance brokers.
* Financial Analysis: Analyse financial statements of counterparties and prepare comprehensive credit reviews, including recommendations on credit limits.
Required Skills and Qualifications:
* Credit Analysis Experience: Minimum of 5 years' experience as a Credit Analyst, ideally within a company operating across multiple business streams.
* Credit Insurance Knowledge: Strong understanding of credit insurance policies, including standard terms, conditions, and reporting requirements.
* Process Improvement: Proven ability to lead or contribute to process improvements and ensure systems remain best-in-class.
This is an exciting opportunity for a seasoned Credit Analyst to take on a leadership role and drive strategic growth within our organisation. If you have a strong background in credit analysis and excellent analytical skills, we encourage you to apply.