We’re on a mission to make money work for everyone. We’re moving beyond traditional banking to simplify financial services. Our growth has expanded from prepaid cards to personal and business bank accounts, joint accounts, youth accounts, and more. We offer savings, investment, pensions, and credit solutions. Our mission is to solve problems and change lives through Monzo.
We’re looking for a brilliant Financial Crime Business Banking Senior Manager to drive forward our strategy for Monzo’s Business Bank. You’ll manage a group of FinCrime Analysts working in cross‑functional teams to build and iterate controls, maximizing financial crime prevention while delivering a best‑in‑class customer experience.
We need someone who understands the financial crime regulatory framework, products and crime typologies for business banking, and has expert knowledge in developing controls to keep Monzo compliant and effective at detecting and preventing all types of financial crime. You’ll be an exceptional stakeholder manager, a people manager who develops and coaches your team, and a driver of high impact solutions.
You’ll play a key role by …
* Managing a team of specialist Fincrime risk owners to implement our fincrime strategy across the Business Bank as it develops new products and expands to new markets in the European Union
* Building, developing and leading high impact teams, identifying opportunities for attaining and growing skills
* Owning the strategy for building financial crime prevention for Monzo’s Business Bank
* Developing strategic relationships with Fincrime and fraud experts, business product owners and senior executives to provide expert Fincrime knowledge and help define business requirements
* Suggesting, developing, implementing and monitoring industry‑leading fincrime detection capabilities alongside data scientists, machine learning experts, product management and engineers across multiple teams
* Providing expert knowledge to support the development of Fincrime systems to effectively manage Business Banking risks in multiple jurisdictions
* Building a close relationship with our Fincrime operations teams, ensuring sufficient communication and knowledge sharing on risks
* Defining and interpreting key measures and metrics on the performance of key systems and reporting this to relevant committees on an ongoing basis
* Identifying the highest priority issues or problem areas and working with other members of the Fincrime Team to drive forward solutions
We’d love to hear from you if …
* You’re a brilliant people manager who invests time, care and attention to ensure skills development and best‑in‑class delivery
* You have significant knowledge of how to manage financial crime and fraud risks in business and commercial banking
* You have been involved in the implementation of controls for Business‑specific products and features including merchant acquiring, cash deposits and borrowing
* You have worked with mature Fincrime systems to effectively manage risks across different products in different locations across the European Union
* You’ve got experience working closely with product managers, engineers, data scientists and identifying operational requirements
* You have experience of leading a wide range of Fincrime professionals and technical experts
* You are passionate about Fincrime, Monzo and putting customers first
* You enjoy working efficiently in a fast‑paced, high‑volume environment and thrive when there’s ambiguity
* You’re great at explaining processes and complex technical requirements to people
* You’re keen to get stuck in and make things happen, without waiting for someone else or always needing to delegate
* You’re comfortable working with data and using it to come up with recommendations
Not ticking every box? That’s okay. We’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t meet every requirement.
What’s In It For You
£106,000 – £140,000 plus incentive awards tied to performance. The role can be based in our London office or remote within the UK, with occasional meetings in London. We offer flexible working hours, a £1,000 learning budget each year, and support for a home‑office setup including a MacBook for all employees.
Equal opportunities for everyone
We are an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or disability status. Diversity and inclusion are a priority for us and we provide support for all of our people to grow at Monzo.
#J-18808-Ljbffr