Financial Adviser / IFA Employee Benefits (Employed)
Location: Faversham, Kent | Hybrid Working Available
All potential candidates should read through the following details of this job with care before making an application.
Salary: £45,000 £62,000 + Discretionary Bonus
Permanent | Full-Time | Employed Role
Recruitment Notice
We are recruiting on behalf of a leading UK financial advisory practice for an experienced Financial Adviser / IFA to join their Employee Benefits team.
This is a fully employed Financial Adviser, client-focused advisory role there are no sales targets, no business development, and all client appointments are provided. The role is ideal for a customer-focused adviser who enjoys helping people make informed financial decisions.
The Role Financial Adviser / IFA
You will provide one-to-one financial guidance meetings to employees and deliver group presentations to employer clients, both in person and via Teams.
Key Responsibilities of the Financial Adviser
* Conduct one-to-one meetings covering:
o Workplace pensions and retirement planning
o Pension consolidation and transfer considerations
o Overall pension and investment planning
o Efficient use of mortgages
o Use of financial products such as ISAs, protection policies, cash accounts, NS&I
o When Buy-to-Let or alternative investments might fit into a financial plan
o Guidance for employees affected by Annual Allowance tapering
* Deliver employee-facing presentations on:
o General financial planning guidance
o Workplace benefit changes (e.g., pension scheme updates or Salary Sacrifice)
* Produce clear, accessible documents explaining financial products and concepts for employees
* Maintain thorough and compliant records of all client conversations
* Contribute to an online Literature Library covering common personal finance and benefits topics
Focus: delivering quality guidance, clear advice, and excellent client experience not sales.
About You
* Level 4 Diploma in Regulated Financial Planning (CII or equivalent)
* Experience as a Financial Adviser / IFA providing client-focused guidance
* Strong knowledge of workplace pensions, retirement planning, and employee benefits
* Confident presenting to groups and explaining financial concepts in accessible language
* Looking for a salaried, employed role without sales targets
Not suitable for: Finance Managers, Management Accountants, Tax Specialists, Insurance Account Managers, or roles without regulated advisory experience. xsngvjr
Package & Benefits
* £45,000 £62,000 basic salary (DOE)
* Discretionary bonus (paid twice yearly)
* 25 days holiday (increasing with service)
* Company pension
* Life assurance
* Private medical insurance
* Income protection
* Study support
* Hybrid working after probation
* MondayFriday, 9:0017:00
This role is ideal for a customer-focused Financial Adviser / IFA who enjoys client interaction, technical pension work, presenting to groups, and producing clear guidance all without sales targets or business development responsibilities.